# Gompers, Cornish & Barr: An insurance agency located in Macomb MI offering auto insurance, boat insurance, bonds, cannabis & hemp insurance, classic car insurance, commercial auto insurance, commercial insurance, commercial liability insurance, commercial property insurance, commercial umbrella insurance, condo insurance, dental insurance, flood insurance, group benefits, health insurance, homeowner insurance, life insurance, motorcycle insurance, RV insurance, umbrella insurance, vision insurance, and workers compensation insurance. Licensed to write insurance in Michigan, Ohio, Illinois, Indiana, Florida, Alabama, Arizona, Arkansas, California, Connecticut, Georgia, Iowa, Kansas, Kentucky, Louisiana, Maryland, Minnesota, Missouri, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Wisconsin. > Gompers, Cornish & Barr is a local independent insurance agency located in Macomb, Michigan. Call us at 586-949-2300. ## General - [About](https://www.gcbinsurance.com/about): Gompers, Cornish & Barr provides complete insurance services for the residents of Macomb and all of Michigan, including competitive prices, comprehensive insurance options, and superior service. - [Accessibility](https://www.gcbinsurance.com/accessibility): Accessibility information for Gompers, Cornish & Barr. - [Blog](https://www.gcbinsurance.com/blog): Read Gompers, Cornish & Barr blog for helpful information and tips about all things insurance. - [Contact](https://www.gcbinsurance.com/contact): Get in touch with Gompers, Cornish & Barr, an independent insurance agency located in Macomb, Michigan. - [Home](https://www.gcbinsurance.com/): Gompers, Cornish & Barr is a local independent insurance agency located in Macomb, Michigan. Call us at 586-949-2300. - [Insurance Companies](https://www.gcbinsurance.com/insurance-companies): Gompers, Cornish & Barr represents these insurance companies to offer a variety of coverages at competitive rates. Call 586-949-2300 for an insurance quote. - [Privacy Policy](https://www.gcbinsurance.com/privacy-policy): Gompers, Cornish & Barr Privacy Policy - [Products & Services](https://www.gcbinsurance.com/products-services): Gompers, Cornish & Barr offers many insurance products from reputable insurance companies. Learn why people trust us. - [Quotes](https://www.gcbinsurance.com/quotes): Gompers, Cornish & Barr offers convenient online insurance quotes. Fill out our easy form or call 586-949-2300 for more info. - [Reviews & Testimonials](https://www.gcbinsurance.com/testimonials): Find out what others have to say about working with Gompers, Cornish & Barr for all their insurance needs. - [Service](https://www.gcbinsurance.com/service): Gompers, Cornish & Barr customers can find out more about filing claims, paying insurance policy premiums, or requesting policy changes. - [Service Request](https://www.gcbinsurance.com/service-request): Need an update to your insurance policy with Gompers, Cornish & Barr? Complete our online form and we'll get to work. - [Sitemap](https://www.gcbinsurance.com/sitemap): Gompers, Cornish & Barr Sitemap - [Staff Directory](https://www.gcbinsurance.com/staff): Meet the friendly staff at Gompers, Cornish & Barr. ## Products & Services To learn more about our products and services, check out the following pages: - [Auto Insurance](https://www.gcbinsurance.com/auto-insurance): Gompers, Cornish & Barr has unique solutions for your specific car insurance needs, offering complete insurance packages with specialized coverage. - [Boat Insurance](https://www.gcbinsurance.com/boat-insurance): Boat & Watercraft insurance will give you peace of mind while out on the water. Answer any questions you have about boat & watercraft insurance through Gompers, Cornish & Barr. - [Bonds](https://www.gcbinsurance.com/bonds): Let Gompers, Cornish & Barr help with your surety bonds. Construction, commercial, and more. Call 586-949-2300 to talk to an advisor today. - [Classic Car Insurance](https://www.gcbinsurance.com/classic-car-insurance): Let us help you with your classic car insurance coverage needs. We understand that a classic car is more than just a car, it’s an investment. - [Commercial Auto Insurance](https://www.gcbinsurance.com/commercial-auto-insurance): Protect your company car with business auto insurance. Gompers, Cornish & Barr offers commercial and hired/non-owned business auto insurance. - [Commercial Insurance](https://www.gcbinsurance.com/commercial-insurance): Protect your business insurance with the assistance of Gompers, Cornish & Barr, offering a wide range of commercial insurance coverages. - [Commercial Liability Insurance](https://www.gcbinsurance.com/commercial-liability-insurance): General liability insurance is recommended for all businesses. Find more information about general liability insurance through Gompers, Cornish & Barr. - [Commercial Property Insurance](https://www.gcbinsurance.com/commercial-property-insurance): Protect your commercial and business property. Gompers, Cornish & Barr offers commercial and business insurance. - [Commercial Umbrella Insurance](https://www.gcbinsurance.com/commercial-umbrella-insurance): Commercial umbrella insurance protects your assets by going above and beyond your other policies. Gompers, Cornish & Barr offers commercial and business insurance. Serving Macomb and all of Michigan. - [Condo Insurance](https://www.gcbinsurance.com/condo-insurance): Are you renting or owning a condo? Condo Insurance can give you the peace of mind you need with your property. Gompers, Cornish & Barr offers condo insurance and is the right fit for you. - [Dental Insurance](https://www.gcbinsurance.com/dental-insurance): GCB Insurance offers affordable individual and family dental insurance plans. Call 586-949-2300 - [Flood Insurance](https://www.gcbinsurance.com/flood-insurance): Let Gompers, Cornish & Barr help with your flood insurance and flood insurance policy. When it comes to floods, you can’t be too prepared. Let us help you protect your family. Serving Macomb, and all of Michigan. - [Group Benefits](https://www.gcbinsurance.com/group-benefits): GCB Insurance can help with the group benefits for your business. Call 586-949-2300 - [Health Insurance](https://www.gcbinsurance.com/health-insurance): GCB Insurance is a local Macomb, Michigan independent insurance agency, providing complete personal and business insurance services. Comprehensive coverage, quality service, and competitive prices. - [Homeowner Insurance](https://www.gcbinsurance.com/homeowner-insurance): Find the right home insurance policy for your family. Gompers, Cornish & Barr offers many different options for home owners insurance that are sure to be perfect for you. - [Life Insurance](https://www.gcbinsurance.com/life-insurance): Peace of mind is what you need when you purchase a life insurance policy. Gompers, Cornish & Barr has the answers to the questions you have about life insurance. Let us help you with your life insurance needs. - [Motorcycle Insurance](https://www.gcbinsurance.com/motorcycle-insurance): Need motorcycle insurance? We have the right solution to help you with all of your motorcycle insurance needs. Our coverage is designed with you in mind. Serving Macomb, and all of Michigan. - [RV Insurance](https://www.gcbinsurance.com/rv-insurance): Let Gompers, Cornish & Barr help you find the right RV insurance coverage. Let us help you protect your home away from home. - [Umbrella Insurance](https://www.gcbinsurance.com/umbrella-insurance): Personal umbrella insurance provides you with the extra protection and peace of mind you need when life happens. Let Gompers, Cornish & Barr help you with your personal umbrella insurance & liability protection. Serving Macomb and all of Michigan. - [Vision Insurance](https://www.gcbinsurance.com/vision-insurance): GCB Insurance offers affordable individual and family vision insurance plans. Call 586-949-2300 - [Workers Compensation Insurance](https://www.gcbinsurance.com/workers-compensation-insurance): Gompers, Cornish & Barr offers workers compensation insurance. Let our agency help you with your unique compensation insurance needs. ## Quotes To request an insurance quote, submit the quote form on one of the following pages: - [Auto Insurance Quote](https://www.gcbinsurance.com/auto-insurance/quote): Get an auto insurance quote from Gompers, Cornish & Barr today. - [Homeowner Insurance Quote](https://www.gcbinsurance.com/homeowner-insurance/quote): Get a homeowner insurance quote from Gompers, Cornish & Barr today. ## Insurance Companies - [Accident Fund](https://www.gcbinsurance.com/insurance-companies/accident-fund): Accident Fund agent in Macomb MI - [Auto Owners](https://www.gcbinsurance.com/insurance-companies/auto-owners): Auto Owners agent in Macomb MI - [Chubb](https://www.gcbinsurance.com/insurance-companies/chubb): Chubb agent in Macomb MI - [Cincinnati Insurance](https://www.gcbinsurance.com/insurance-companies/cincinnati-insurance): Cincinnati Insurance agent in Macomb MI - [Citizens Insurance](https://www.gcbinsurance.com/insurance-companies/citizens-insurance): Citizens Insurance agent in Macomb MI - [CNA](https://www.gcbinsurance.com/insurance-companies/cna): CNA agent in Macomb MI - [Foremost Insurance](https://www.gcbinsurance.com/insurance-companies/foremost): Foremost Insurance agent in Macomb MI - [Frankenmuth Insurance](https://www.gcbinsurance.com/insurance-companies/frankenmuth-insurance): Frankenmuth Insurance agent in Macomb MI - [Hagerty](https://www.gcbinsurance.com/insurance-companies/hagerty): Hagerty agent in Macomb MI - [Liberty Mutual](https://www.gcbinsurance.com/insurance-companies/liberty-mutual): Liberty Mutual agent in Macomb MI - [Michigan Insurance Company](https://www.gcbinsurance.com/insurance-companies/michigan-insurance-company): Michigan Insurance Company agent in Macomb MI - [Michigan Millers](https://www.gcbinsurance.com/insurance-companies/michigan-millers): Michigan Millers agent in Macomb MI - [Progressive](https://www.gcbinsurance.com/insurance-companies/progressive): Progressive agent in Macomb MI - [PURE](https://www.gcbinsurance.com/insurance-companies/pure): PURE agent in Macomb MI - [The Hanover Insurance Group](https://www.gcbinsurance.com/insurance-companies/the-hanover-insurance-group): The Hanover Insurance Group agent in Macomb MI - [The Hartford](https://www.gcbinsurance.com/insurance-companies/hartford): The Hartford agent in Macomb MI ## Locations - [Macomb Office](https://www.gcbinsurance.com/locations/:location.kml): 22955 21 Mile Rd, Macomb, MI 48042 ## Blog Posts - [Before AI Can Answer the Question, Someone Has to Ask the Right One](https://www.gcbinsurance.com/blog/2026/before-ai-can-answer-the-question-someone-has-to-ask-the-right-one): At Gompers, Cornish & Barr, we believe technology has an important role to play. But technology should support relationships—not replace them. Our view on the role of AI in serving insurance agency clients. - [What to Consider Before Renovating Your Commercial Space](https://www.gcbinsurance.com/blog/2026/what-to-consider-before-renovating-your-commercial-space): Planning a commercial renovation? Learn what to consider before updating your business space, from budgeting and permits to operations and insurance. - [Get to Know: Corri Hose, CISR, Commercial Lines Account Manager](https://www.gcbinsurance.com/blog/2026/get-to-know-corri-hose-cisr-commercial-lines-account-manager): In January 2020, she joined Gompers, Cornish & Barr after what she describes as a window into what a career at our agency would look like. What convinced Corri to join the agency was the sense that she would be working with good people—an impression that has been reinforced throughout her time at GCB. - [Common Insurance Mistakes Young Families Make](https://www.gcbinsurance.com/blog/2026/common-insurance-mistakes-young-families-make): Learn common insurance mistakes young families make and how reviewing your coverage can help protect your home, vehicles, and future. - [How Smart Home Technology Can Help Detect Problems Early](https://www.gcbinsurance.com/blog/2026/how-smart-home-technology-can-help-detect-problems-early): Learn how smart home technology can help detect leaks, temperature changes, and other issues before they become costly property damage. - [The Top 5 Reasons People Choose Gompers, Cornish & Barr](https://www.gcbinsurance.com/blog/2026/the-top-5-reasons-people-choose-gompers-cornish-barr): Five themes consistently emerge when people explain why they chose GCB…and why they continue to trust us with protecting what matters most to them. - [The Positivity Payback: Refer in May, Receive $25!](https://www.gcbinsurance.com/blog/2026/the-positive-payback-refer-in-may-receive-25): For the month of May, every qualified referral\* you send our way will earn you a $25 Kroger gift card. (See restrictions and eligibility criteria.) It's all part of our Positivity Payback campaign to thank clients for referrals they send us all throughout the year! - [Understanding Third-Party Transportation Liability for Businesses](https://www.gcbinsurance.com/blog/2026/understanding-third-party-transportation-liability-for-businesses): When a business hires a transportation company to move its goods, it now often ends up being pulled into a claim when something goes wrong on the road. Not because they were directly involved in the accident, but because they were connected to the decision of who was hired to do the job in the first place. - [How to Document Business Property for Insurance Purposes](https://www.gcbinsurance.com/blog/2026/how-to-document-business-property-for-insurance-purposes): Learn how to document business property for insurance purposes with practical tips for creating inventories, photos, and records that support your coverage. - [Get to Know: Katie Ledford, CISR](https://www.gcbinsurance.com/blog/2026/get-to-know-katie-ledford-cisr) - [Leasing vs Buying Business Vehicles](https://www.gcbinsurance.com/blog/2026/leasing-vs-buying-business-vehicles): Leasing vs buying business vehicles? Compare costs, flexibility, and long-term strategy to decide what makes the most sense for your company. - [Get to Know: Lisa Gerber, Commercial Lines Account Manager](https://www.gcbinsurance.com/blog/2026/get-to-know-lisa-gerber-commercial-lines-account-manager): With decades of industry experience, a deep respect for process, and a self-described love of systemic structure, Lisa Gerber plays a critical role in making sure our commercial clients are supported with accuracy, consistency, and care. - [Managing Equipment: Repair, Replace, or Insure?](https://www.gcbinsurance.com/blog/2026/managing-equipment-repair-replace-or-insure): Deciding whether to repair, replace, or insure your business equipment? Learn how to make smart choices that minimize downtime and protect your bottom line. - [What You Don’t Know About Homeowners Insurance CAN Hurt You](https://www.gcbinsurance.com/blog/2026/what-you-dont-know-about-homeowners-insurance-can-hurt-you): Guaranteed home replacement cost coverage does exactly what it sounds like: If your home is destroyed by a covered loss, the insurance company will pay whatever it costs to rebuild your home to like kind and quality, even if that amount exceeds your stated dwelling limit. - [5 Things to Do After Buying a New Car](https://www.gcbinsurance.com/blog/2026/5-things-to-do-after-buying-a-new-car): Bought a new car? Here are 5 important steps to take next, from insurance updates to title transfers. Contact us today for an auto insurance review. - [The Power of Positivity, Courtesy of The Macomb Charitable Foundation](https://www.gcbinsurance.com/blog/2025/the-power-of-positivity-courtesy-of-the-macomb-charitable-foundation): We recently received our latest issue of the organization's newsletter, which featured this letter on its front page, a poem written by a member of one of the families that MCF sponsors. - [What Every Homeowner Should Know About Their Utility Shutoffs](https://www.gcbinsurance.com/blog/2025/what-every-homeowner-should-know-about-their-utility-shutoffs): Know where your water, gas, and electric shutoffs are? It could save you thousands. Learn why it matters and how it connects to your home insurance coverage. - [The Business Benefits of Safety Training for Employees](https://www.gcbinsurance.com/blog/2025/the-business-benefits-of-safety-training-for-employees): Safety training helps reduce accidents, protect employees, and lower claims. Learn how it benefits your business and supports your insurance strategy. - [Get to Know: Mary Shoemaker, Commercial Lines Manager](https://www.gcbinsurance.com/blog/2025/get-to-know-mary-shoemaker-commercial-lines-manager): With nearly four decades of insurance experience and a deep commitment to teamwork, organization, and client service, Mary plays a pivotal role in ensuring our commercial operations run smoothly every day. - [Michigan’s “Open and Obvious” Rule Flips the Script on Slip and Fall](https://www.gcbinsurance.com/blog/2025/michigans-open-and-obvious-rule-flips-the-script-on-slip-and-fall): If you own commercial property in Michigan—or operate a business that handles snow and ice removal in the winter—there’s an important legal change you should know about. - [Keeping Your Commercial Property Prepared for Severe Weather](https://www.gcbinsurance.com/blog/2025/keeping-your-commercial-property-prepared-for-severe-weather): Steps you can take to keep your commercial building prepared for storms, flooding, and more. Use these tips and contact us today for an insurance coverage review before severe weather hits. - [How to Insure a Travel Trailer or Camper for the Off-Season](https://www.gcbinsurance.com/blog/2025/how-to-insure-a-travel-trailer-or-camper-for-the-off-season): Even parked RVs face risks. Learn how to adjust your travel trailer insurance during the off-season without losing protection. Contact us for a policy review. - [Celebrating 80 Years of Community](https://www.gcbinsurance.com/blog/2025/celebrating-80-years-of-community): We are proud to support the Presbyterian Villages of Michigan (PVM) Foundation as they celebrate 80 years of creating new possibilities for seniors across our state. - [Drive or Own a Company Car in Michigan?](https://www.gcbinsurance.com/blog/2025/drive-or-own-a-company-car-in-michigan): If you drive a vehicle that’s owned or leased by your employer, or you’re a business owner who lists your everyday “personal” car on the company’s commercial auto policy, there’s a good chance you’re not as fully covered as you think. - [Six Overlooked Items You Should Add to Your Home Inventory](https://www.gcbinsurance.com/blog/2025/six-overlooked-items-you-should-add-to-your-home-inventory): Don’t overlook these six common items in your home inventory. From tools to fine china, make sure your belongings are properly documented and insured. - [Phishing Emails, Ransomware, and Liability: A Business Owner’s Cyber Checklist](https://www.gcbinsurance.com/blog/2025/phishing-emails-ransomware-and-liability-a-business-owners-cyber-checklist): Phishing and ransomware can cripple a business. Use this cyber checklist to help reduce risk and review your liability coverage. Contact us today to learn more. - [What to Check Before Letting Your Teen Drive the Family Car](https://www.gcbinsurance.com/blog/2025/what-to-check-before-letting-your-teen-drive-the-family-car): Before your teen gets behind the wheel, make sure your auto insurance is ready. Learn what to check to keep your family protected and avoid coverage gaps. - [Insurance Tips for First-Time Homebuyers](https://www.gcbinsurance.com/blog/2025/insurance-tips-for-first-time-homebuyers): New to homeownership? Learn key insurance tips for first-time buyers, from coverage basics to policy updates. Contact us today for a personalized review. - [Common Commercial Insurance Mistakes (and How to Avoid Them)](https://www.gcbinsurance.com/blog/2025/common-commercial-insurance-mistakes-and-how-to-avoid-them): Avoid costly business insurance mistakes with these expert tips. Learn how to close coverage gaps and protect your bottom line. Contact us for a review today. - [Get to Know: Lauren Dallas, Personal Lines Manager](https://www.gcbinsurance.com/blog/2025/get-to-know-lauren-dallas-personal-lines-manager): Meet Lauren Dallas, our go-to leader for all things Personal Lines here at Gompers, Cornish & Barr. - [How to Prepare Your Business for a Natural Disaster](https://www.gcbinsurance.com/blog/2025/how-to-prepare-your-business-for-a-natural-disaster): Protect your business from natural disasters with these key prep tips. Backups, safety plans, and the right coverage make all the difference. Contact us today. - [Backyard Safety Tips for Fire, Water, and Everything in Between](https://www.gcbinsurance.com/blog/2025/backyard-safety-tips-for-fire-water-and-everything-in-between): Stay safe this summer with backyard tips for fire pits, pools, grills, and trampolines. Contact us today for a full insurance review. - [Why Home Insurance Inspections Are on the Rise—and Why They’re Actually in Your Best Interest](https://www.gcbinsurance.com/blog/2025/why-home-insurance-inspections-are-on-the-rise-and-why-theyre-actually-in-your-best-interest) - [Get to Know: Kristen McClellan, Commercial Lines Account Manager](https://www.gcbinsurance.com/blog/2025/get-to-know-kristen-mcclellan-commercial-lines-account-manager-2) - [Summer Storms Are Getting Stronger—Here’s How Homeowners Can Stay Ahead of the Damage](https://www.gcbinsurance.com/blog/2025/spring-storms-are-getting-stronger-heres-how-homeowners-can-stay-ahead-of-the-damage): Here are six key strategies we encourage homeowners to consider this summer to “weather-proof” their homes. - [Avoiding Water Issues in Your Home](https://www.gcbinsurance.com/blog/2025/avoiding-water-issues-in-your-home): Bookmark these tips from Gompers, Cornish & Barr for reducing the risk of water damage to your home. - [Landscape Maintenance Tips for Your Yard](https://www.gcbinsurance.com/blog/2025/landscape-maintenance-tips-for-your-yard): Landscape Maintenance Tips for Your Yard - [Getting Your RV Ready for Spring Travel](https://www.gcbinsurance.com/blog/2025/getting-your-rv-ready-for-spring-travel): Get your RV ready for spring travel with this seasonal prep guide. Learn maintenance tips and why reviewing your RV insurance is key before hitting the road. - [Keep your Home Safe While You're Away with These 5 Tips](https://www.gcbinsurance.com/blog/2025/keep-your-home-safe-while-youre-away-with-these-5-tips): Check out these tips on what to do when leaving for vacation to keep your home safer. - [Preparation for Extreme Weather](https://www.gcbinsurance.com/blog/2025/preparation-for-extreme-weather): Extreme weather events are becoming more common across the country. Follow these nine tips to stay safe when bad weather strikes. - [The Rising Threat of Social Engineering and Its Impact on Cyber Insurance for Businesses](https://www.gcbinsurance.com/blog/2025/the-rising-threat-of-social-engineering-and-its-impact-on-cyber-insurance-for-businesses): As social engineering tactics become more refined, the need for businesses to understand their cyber insurance options has never been more critical. - [A Real-Life Cautionary Tale](https://www.gcbinsurance.com/blog/2025/a-real-life-cautionary-tale): How a GCB Client Avoided Disaster by Installing an Affordable Water Sensor: We are giving one away monthly! - [How to Extend the Life of Your Roof with Regular Maintenance](https://www.gcbinsurance.com/blog/2025/how-to-extend-the-life-of-your-roof-with-regular-maintenance): Help extend your roof’s lifespan with regular maintenance. Learn tips for inspections, water drainage, and timely repairs to keep your home protected. - [Emerging Trends in Identity Theft and How to Stay Ahead](https://www.gcbinsurance.com/blog/2025/emerging-trends-in-identity-theft-and-how-to-stay-ahead): Stay ahead of evolving identity theft trends like phishing, deepfakes, and social media risks. Learn practical tips and how identity theft insurance can help. - [The Power of Positivity](https://www.gcbinsurance.com/blog/2024/the-power-of-positivity): Especially this time of year, but all year long as well, we hope you will join us in celebrating “The Power of Positivity.” - [Quick Tips to Protect Your Vehicle from Thieves](https://www.gcbinsurance.com/blog/2024/quick-tips-to-protect-your-vehicle-from-thieves): Practical tips to prevent car theft, from securing your keys to using deterrents. Protect your vehicle and stay ahead of thieves with the right insurance. - [Protect Your Holiday Gifts with the Right Insurance Coverage](https://www.gcbinsurance.com/blog/2024/protect-your-holiday-gifts-with-the-right-insurance-coverage): Whether you are giving or receiving a valuable gift this season, be sure to add those precious presents to your insurance policy by way of a “schedule.” - [Giving Thanks](https://www.gcbinsurance.com/blog/2024/giving-thanks): Allow us to take this opportunity to share with you the things that we are grateful for, both as a company and as individuals. - [How Major Life Events Impact Your Insurance Needs](https://www.gcbinsurance.com/blog/2024/how-major-life-events-impact-your-insurance-needs): Learn how major life events like marriage, buying a home, or having children can impact your insurance needs and why updating your coverage is essential. - [Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage](https://www.gcbinsurance.com/blog/2024/choosing-the-right-umbrella-insurance-policy-a-guide-to-extra-liability-coverage): Find out how an umbrella insurance policy can offer vital protection and extend your coverage limits beyond standard insurance. - [When Should You Call Your Agent?](https://www.gcbinsurance.com/blog/2024/when-should-you-call-your-agent): When it comes to matters relating to insurance, it’s not always as clear who you should call for assistance…or when. Should you call your agent? The insurance company itself? - [Giving the Gift of Life All Over Again](https://www.gcbinsurance.com/blog/2024/giving-the-gift-of-life-all-over-again): Each year, Lori and her team walk the annual 5k charity event hosted by Gift of Life, the LIFEWalk/Run event on Belle Isle in Detroit to support the Share Her Spirit nonprofit. - [Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road](https://www.gcbinsurance.com/blog/2024/essential-safety-gear-for-motorcyclists-a-guide-to-protection-on-the-road): It's crucial for motorcyclists to invest in proper safety gear – from helmets to high-top boots, each piece of equipment plays a vital role. - [Insurance Considerations for Newlyweds: Merging Policies and Coverage](https://www.gcbinsurance.com/blog/2024/insurance-considerations-for-newlyweds-merging-policies-and-coverage): Merging your lives also means merging your insurance policies, which can sometimes lead to gaps in coverage. Contact us today​ to review your coverage. - [The Rise of AI in Cybercrime: Protecting Your Business and Yourself](https://www.gcbinsurance.com/blog/2024/the-rise-of-ai-in-cybercrime-protecting-your-business-and-yourself): AI has become a powerful tool for cybercriminals, enabling them to execute attacks with greater precision and effectiveness. Tips to Protect Against Cybercrime - [Is Michigan Now Considered a “Catastrophic State?”](https://www.gcbinsurance.com/blog/2024/is-michigan-now-considered-a-catastrophic-state): The rise in catastrophic weather events and subsequent increase in property claims have led to higher insurance premiums for personal and commercial property. - [Avoiding Common Home Insurance Claims During Renovations](https://www.gcbinsurance.com/blog/2024/avoiding-common-home-insurance-claims-during-renovations): By adhering to a few key tips, homeowners can ensure their renovation process is not only smooth but also secure. - [Essential Fire Safety Tips for Your Home](https://www.gcbinsurance.com/blog/2024/essential-fire-safety-tips-for-your-home): Ensure home fire safety: test smoke detectors, maintain fire extinguishers, use space heaters cautiously, and utilize smart tech for early fire detection. - [Help Keep Teen Drivers Safe with Telematics](https://www.gcbinsurance.com/blog/2024/help-keep-teen-drivers-safe-with-telematics): Enhance teen driver safety with telematics: GPS, real-time monitoring & data analysis empower parents to monitor and improve driving habits effectively. - [The Essential Guide to Creating a Home Inventory: Why and How](https://www.gcbinsurance.com/blog/2024/the-essential-guide-to-creating-a-home-inventory-why-and-how): By following these tips, you can create a comprehensive inventory that not only brings peace of mind but also ensures you are well-prepared for any eventuality. - [Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims](https://www.gcbinsurance.com/blog/2024/tips-for-towing-a-boat-trailer-to-reduce-accidents-and-insurance-claims): Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of unwanted insurance claims. - [Macomb County Board of Commissioners Awards GCB Insurance Proclamation of Congratulations](https://www.gcbinsurance.com/blog/2024/macomb-county-board-of-commissioners-awards-gcb-insurance-proclamation-of-congratulations): We are honored to share the news that our agency has been presented a “Proclamation of Congratulations” by the Macomb County Board of Commissioners. - [Wall Street Journal: “What Is an Insurance Broker—and Do You Need One?”](https://www.gcbinsurance.com/blog/2024/wall-street-journal-what-is-an-insurance-broker-and-do-you-need-one): BuySide, a publication from the Wall Street Journal, recently published an article asking the headline question, “What Is an Insurance Broker—and Do You Need One?” - [Top Five Home Maintenance Tips to Protect Your Insurance Policy Against Rising Premiums](https://www.gcbinsurance.com/blog/2024/top-five-home-maintenance-tips-to-protect-your-insurance-policy-against-rising-premiums): Here are the four best and easiest ways to improve your home so that you can help mitigate rising costs and keep your coverage continuity. - [How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims](https://www.gcbinsurance.com/blog/2024/how-to-choose-the-right-contractor-for-home-improvement-projects-and-avoid-liability-claims): Starting a new home improvement project? Here are some helpful tips for choosing the right contractor for your project. - [Protect Your Home or Business From Freezing Pipes and Sprinkler Systems](https://www.gcbinsurance.com/blog/2024/protect-your-home-or-business-from-freezing-pipes-and-sprinkler-systems): Tips to prevent the pipes and sprinkler systems in your home or business from freezing, which could lead to significant damage to the property and its contents. - [Top Home Improvement Projects That Can Increase Your Home Value](https://www.gcbinsurance.com/blog/2024/top-home-improvement-projects-that-can-increase-your-home-value): These home renovations can have the biggest return on investment when you sell your home. - [Explaining the Rise in Property Insurance Premiums](https://www.gcbinsurance.com/blog/2023/explaining-the-rise-in-property-insurance-premiums): There are two drivers of cost increases that homeowners are experiencing at renewal. These economic drivers along with a third results in an imperfect trifecta. - [Celebrating the Season of Giving Back](https://www.gcbinsurance.com/blog/2023/celebrating-the-season-of-giving-back): Our agency its continuing its tradition of giving back to the community in partnership with The Macomb Charitable Foundation​'s Adopt a Family campaign. - [Preparing Your Teen Driver for Different Road Conditions and Situations](https://www.gcbinsurance.com/blog/2023/preparing-your-teen-driver-for-different-road-conditions-and-situations): Here are some tips for young drivers to help improve safety by adapting their driving to current weather and road conditions. - [How to Winterize and Properly Store Your Boat](https://www.gcbinsurance.com/blog/2023/how-to-winterize-and-properly-store-your-boat): Here are a few simple tips for properly winterizing your watercraft and storing it for the winter. - [Save Money With These Smart Home Devices That Make Your Home Safer](https://www.gcbinsurance.com/blog/2023/save-money-with-these-smart-home-devices-that-make-your-home-safer): Better safety can mean fewer insurance claims. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. - [Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer](https://www.gcbinsurance.com/blog/2023/renting-vs-owning-a-home-protect-your-property-no-matter-which-you-prefer): If you’re on the fence about renting or owning a home, here’s a helpful look at each. Remember to get the right insurance when you make your choice. - [Why We Do the Insurance Shopping for You](https://www.gcbinsurance.com/blog/2023/why-we-do-the-insurance-shopping-for-you): Three reasons we shop our clients’ and prospects’ insurance policies to multiple carriers, rather than sticking with captive agents and insurance companies​. - [Giving the Gift of Life to Share Her Spirit](https://www.gcbinsurance.com/blog/2023/giving-the-gift-of-life-to-share-her-spirit): Sometimes someone can turn a tragedy into future triumph, as our own team member Lori Brouillet has done, and a spirit lives on and endure, even saving lives. - [Defensive Driving Techniques to Avoid Accidents and Insurance Claims](https://www.gcbinsurance.com/blog/2023/defensive-driving-techniques-to-avoid-accidents-and-insurance-claims): Learn how defensive driving techniques can help keep you safe while keeping your auto insurance rates low. - [Q&A with Gompers, Cornish & Barr Vice President Jim Barr](https://www.gcbinsurance.com/blog/2023/q-a-with-gompers-cornish-barr-vice-president-jim-barr): We recently sat down with Vice President Jim Barr to discuss the strategy the agency is pursuing to grow locally and strengthen its ties to the community. - [What to Look for When Buying a House to Avoid Unnecessary Insurance Claims](https://www.gcbinsurance.com/blog/2023/what-to-look-for-when-buying-a-house-to-avoid-unnecessary-insurance-claims): Don’t forget to check these things while house hunting, which could lead to avoidable insurance claims should you become the new owner. - [GCB’s Commitment to the Community](https://www.gcbinsurance.com/blog/2023/gcb-s-commitment-to-the-community): Our leadership has consistently maintained the difference it can make when we as individuals truly get to know the community we are serving, both as professionals and each of us personally. - [Benefits of Safe Driving Apps](https://www.gcbinsurance.com/blog/2023/benefits-of-safe-driving-apps): If you demonstrate that you are a safe driver, you may be rewarded with a discount on your auto insurance rates. - [Why You Should Bundle Your Home and Auto Insurance](https://www.gcbinsurance.com/blog/2023/why-you-should-bundle-your-home-and-auto-insurance): Many wonder what “bundling” specifically means and whether it’s truly in their best interests to bundle all of their insurance coverages with a single carrier. - [4 Water-Saving Tips for Your Garden](https://www.gcbinsurance.com/blog/2023/4-water-saving-tips-for-your-garden): Save time, water, and money with these 4 water-saving tips for your garden. - [The Importance of Uninsured and Underinsured Motorist Coverage](https://www.gcbinsurance.com/blog/2023/the-importance-of-uninsured-and-underinsured-motorist-coverage): Uninsured and underinsured motorist insurance can help protect you when the other party has no auto insurance or doesn’t have enough to cover damages. - [What’s Driving Inflation in Commercial Insurance?](https://www.gcbinsurance.com/blog/2023/what-s-driving-inflation-in-commercial-insurance): Commercial insurance markets are experiencing inflation with many different drivers — some intuitive and predictable, with others less reported upon. - [Keep Your Home Safe While on Vacation](https://www.gcbinsurance.com/blog/2023/keep-your-home-safe-while-on-vacation): Whenever you’re getting away for a vacation, it’s important to ensure your home is safe. These tips can help prevent break-ins, fires, and water damage. - [Who Needs Life Insurance and How Much Do You Need?](https://www.gcbinsurance.com/blog/2023/who-needs-life-insurance-and-how-much-do-you-need): Learn the basics about life insurance, so you can decide if it’s the right protection for you and your loved ones. - [Family Emergency Preparedness Checklist](https://www.gcbinsurance.com/blog/2023/family-emergency-preparedness-checklist): Create a safety plan and help prepare your family for an emergency with this helpful checklist. - [Don’t Forget to Insure Those Precious Holiday Gifts!](https://www.gcbinsurance.com/blog/2022/don-t-forget-to-insure-those-precious-holiday-gifts): Whether you are on the giving or receiving end of a valuable gift this season, be sure to add those precious presents to your insurance policy by way of a schedule — perhaps otherwise known as a “nice list” this time of year. - [Year-End Checklist to Reduce Commercial Insurance Costs](https://www.gcbinsurance.com/blog/2022/year-end-checklist-to-reduce-commercial-insurance-costs): With a renewal likely in your company’s future, here is a round-up of recommendations we have made this past year, along with some “New Year’s Resolutions” to consider in order to counter rising costs in 2023. - [What to Check Before Buying a Used Car](https://www.gcbinsurance.com/blog/2022/what-to-check-before-buying-a-used-car): Whether you're buying a car online or in person, it is important to assess the condition – both mechanical and cosmetic. Here are some common items to check. - [Should I Notify My Insurance Company About a New Puppy?](https://www.gcbinsurance.com/blog/2022/should-i-notify-my-insurance-company-about-a-new-puppy): Are you bringing a new dog into your home? Double check your insurance coverage to make sure you have the proper protection. - [How to Lower Your Workers Compensation Costs](https://www.gcbinsurance.com/blog/2022/how-to-lower-your-workers-compensation-costs): Here are four ways we counsel employers on how to curtail or offset the lost productivity and high costs of workers compensation claims. - [The Four Biggest Mistakes People Make When Insuring Their Homes](https://www.gcbinsurance.com/blog/2022/the-four-biggest-mistakes-people-make-when-insuring-their-homes): Here are the most common mistakes we see people making when insuring their homes. - [Gompers, Cornish & Barr Celebrates 60th Anniversary](https://www.gcbinsurance.com/blog/2022/gompers-cornish-barr-celebrates-60th-anniversary): Gompers, Cornish & Barr is celebrating 60 years in business in 2022, having grown from humble beginnings to become one of few remaining mid-sized privately owned independent insurance agencies in Michigan today. - [How to Choose the Right Smart Security Camera](https://www.gcbinsurance.com/blog/2022/how-to-choose-the-right-smart-security-camera): A security camera can help protect your property, but with all the options, it can be tough to figure out which smart security camera is right for you. - [Competing for Talent Is a Whole New Ball Game](https://www.gcbinsurance.com/blog/2022/competing-for-talent-is-a-whole-new-ball-game): While it’s completely understandable to modernize recruiting and retention strategies to compete for talent, there are important considerations to explore... - [Five Ways to Save Money on Home and Auto Insurance](https://www.gcbinsurance.com/blog/2022/five-ways-to-save-money-on-home-and-auto-insurance): Here are five surefire ways policyholders can lower the costs of insuring their homes and automobiles: - [Things to Know When Shopping for Home and Auto Insurance](https://www.gcbinsurance.com/blog/2022/things-to-know-when-shopping-for-home-and-auto-insurance): If you’re shopping for home or auto insurance, you may find the process confusing. Here are five things you should know when considering options. - [How to Keep Your Insurance on Pace with Inflation](https://www.gcbinsurance.com/blog/2022/how-to-keep-your-insurance-on-pace-with-inflation): Commercial property policies are feeling the impact of inflation, as costs continue to soar for everything from labor and materials to supplies and transportation. - [Grill Safely With These Outdoor Cooking Tips](https://www.gcbinsurance.com/blog/2022/grill-safely-with-these-outdoor-cooking-tips): Grilling food is a fun pastime. Stay safe this grilling season with these outdoor cooking tips. - [Replacement Cost vs. Market Value](https://www.gcbinsurance.com/blog/2022/replacement-cost-vs-market-value): When insuring your home, it’s important to understand the difference between two distinct coverage terms: replacement cost and market value. - [Simple Household Pest Control Methods](https://www.gcbinsurance.com/blog/2022/simple-household-pest-control-methods): If pest activity is common in your area, it is important to take steps to prevent them from infesting your home. We've got some tips that can help you. - [Loaning Someone Your Car? Think Twice and Double Check.](https://www.gcbinsurance.com/blog/2022/loaning-someone-your-car-think-twice-and-double-check): Permissive use explanation - what to know if you lend someone your car. - [The Increasing Costs of Distracted Driving](https://www.gcbinsurance.com/blog/2022/the-increasing-costs-of-distracted-driving): Telematics is a field of technology that is working to lower the number of traffic accidents and combat the rising costs associated with distracted driving. - [How Is Inflation Affecting Your Insurance?](https://www.gcbinsurance.com/blog/2022/how-is-inflation-affecting-your-insurance): If your business would be so unfortunate as to have a significant loss today—under this current inflationary climate—you could find yourself significantly underinsured from a replacement cost standpoint. - [Commonly Overlooked Spring Cleaning Tasks](https://www.gcbinsurance.com/blog/2022/commonly-overlooked-spring-cleaning-tasks): Here are some common spring cleaning tasks homeowners forget so you can add them to your to-do list to ensure you don't miss anything important. - [Auto Insurance Refunds on the Way](https://www.gcbinsurance.com/blog/2022/auto-insurance-refunds-on-the-way): Michigan auto insurance policyholders are expecting refunds via check or direct deposit as the result of auto insurance reform in Michigan. - [COVID’s Lingering Effects on the Workplace](https://www.gcbinsurance.com/blog/2022/covid-s-lingering-effects-on-the-workplace): Workers' compensation policy providers are grappling with confusion and hardship for employers trying to navigate the legality and liability issues of COVID. - [Upgrading Your Windows - How to Choose What's Best for Your House](https://www.gcbinsurance.com/blog/2022/upgrading-your-windows-how-to-choose-what-s-best-for-your-house): Windows can make a big difference in the value of your home, so when it comes time to choose what to install, be sure you know about all your options. - [What If the Next Cyber Attack Is Yours?](https://www.gcbinsurance.com/blog/2022/what-if-the-next-cyber-attack-is-yours): Cyber crimes are on the rise and can happen to anyone. As a result, insurance premiums rising fast. Here are tips for protecting your assets and lowering costs. - [Tips for Saving Money on Heating and Cooling Your Home](https://www.gcbinsurance.com/blog/2022/tips-for-saving-money-on-heating-and-cooling-your-home): Heating and air conditioning use a lot of energy and can be expensive. Here are some ways save money on your utility bills. - [How to Evaluate and Choose Energy-Efficient Appliances](https://www.gcbinsurance.com/blog/2022/how-to-evaluate-and-choose-energy-efficient-appliances): When shopping for appliances, it's easy to get overwhelmed. Follow these steps to find the right energy-efficient appliances for your needs and in your budget. - [How to Reverse the Rising Costs of Doing Business in the Return-to-Work Transition](https://www.gcbinsurance.com/blog/2021/how-to-reverse-the-rising-costs-of-doing-business-in-the-return-to-work-transition): As employees increasingly report a preference for flexible work environments and remote-work, EPLI policies should be reviewed for exclusions, claims incidence and premium increases - [How to Choose Smoke and Carbon Monoxide Detectors](https://www.gcbinsurance.com/blog/2021/how-to-choose-smoke-and-carbon-monoxide-detectors): Smoke and carbon monoxide detectors are essential for any home. Check out our tips on how to choose the right ones for your home. - [How to Make a Fire Safety Plan](https://www.gcbinsurance.com/blog/2021/how-to-make-a-fire-safety-plan): No one likes to think about the possibility of a fire in their home, but having a fire safety plan can make all the difference if it does happen. - [How to Decide If Solar Panels Are Right for Your Home](https://www.gcbinsurance.com/blog/2021/how-to-decide-if-solar-panels-are-right-for-your-home): Solar panels can provide clean energy for your home, save money on energy costs, and help the environment. Check out our tips on how to go solar. - [How Independent Agents Are Different from Captive Agents](https://www.gcbinsurance.com/blog/2021/how-independent-agents-are-different-from-captive-agents): Independent agents and captive agents can both help you get insurance, but independent agents can shop a wider variety of companies and policies for you. - [Benefits of Using a Dash Cam](https://www.gcbinsurance.com/blog/2021/benefits-of-using-a-dash-cam) - [Swimming Safety: 10 Tips for Summer](https://www.gcbinsurance.com/blog/2021/swimming-safety-10-tips-for-summer) - [Why You May Need Personal Offense Coverage](https://www.gcbinsurance.com/blog/2021/why-you-may-need-personal-offense-coverage) - [Inexpensive Fixes for a Safer Home](https://www.gcbinsurance.com/blog/2021/inexpensive-fixes-for-a-safer-home) - [Why a basic Homeowners policy isn’t always enough](https://www.gcbinsurance.com/blog/2021/why-a-basic-homeowners-policy-isn-t-always-enough) - [10 Tips to Help Prevent Identity Theft](https://www.gcbinsurance.com/blog/2021/10-tips-to-help-prevent-identity-theft) - [Own a home? Here are two policy options you should know about](https://www.gcbinsurance.com/blog/2021/own-a-home-here-are-two-policy-options-you-should-know-about) - [Porch Safety: Should You Leave the Lights On?](https://www.gcbinsurance.com/blog/2021/porch-safety-should-you-leave-the-lights-on) - [Don’t Delay — Start Thinking About Winterizing Your RV Today](https://www.gcbinsurance.com/blog/2020/dont-delay-start-thinking-about-winterizing-your-rv-today) - [10 Things to do to Prepare Your Home for Fall](https://www.gcbinsurance.com/blog/2020/10-things-to-do-to-prepare-your-home-for-fall) - [It’s Back-to-School Time — Is Your House Ready?](https://www.gcbinsurance.com/blog/2020/its-back-to-school-time-is-your-house-ready) - [Tips for Power Tool Safety](https://www.gcbinsurance.com/blog/2020/tips-for-power-tool-safety) - [What is water backup coverage and why is it important?](https://www.gcbinsurance.com/blog/2020/what-is-water-backup-coverage-and-why-is-it-important) - [How to Update your Home — Without Spending Thousands](https://www.gcbinsurance.com/blog/2020/how-to-update-your-home-without-spending-thousands) - [I Just Bought a New Car. What Insurance Coverage Do I Need?](https://www.gcbinsurance.com/blog/2020/i-just-bought-a-new-car-what-insurance-coverage-do-i-need) - [Keep Your Pets Safe in a Disaster](https://www.gcbinsurance.com/blog/2020/keep-your-pets-safe-in-a-disaster) - [Why You Need Service Line Coverage](https://www.gcbinsurance.com/blog/2020/why-you-need-service-line-coverage) - [What to Consider When Choosing Auto Insurance](https://www.gcbinsurance.com/blog/2020/what-to-consider-when-choosing-auto-insurance) - [5 Carbon Monoxide Safety Tips](https://www.gcbinsurance.com/blog/2020/5-carbon-monoxide-safety-tips) - [When Roadside Assistance Isn’t Enough](https://www.gcbinsurance.com/blog/2020/when-roadside-assistance-isnt-enough) - [How to Protect Your Classic Car](https://www.gcbinsurance.com/blog/2019/how-to-protect-your-classic-car) - [Why You Might Want to Live Like a Minimalist](https://www.gcbinsurance.com/blog/2019/why-you-might-want-to-live-like-a-minimalist) - [What Car Drivers Need to Know about Motorcycles](https://www.gcbinsurance.com/blog/2019/what-car-drivers-need-to-know-about-motorcycles) - [Five Tips to (Finally) Get your Garage Organized](https://www.gcbinsurance.com/blog/2019/five-tips-to-finally-get-your-garage-organized) - [Before AI Can Answer the Question, Someone Has to Ask the Right One](https://www.gcbinsurance.com/blog/2026/m/before-ai-can-answer-the-question-someone-has-to-ask-the-right-one): At Gompers, Cornish & Barr, we believe technology has an important role to play. But technology should support relationships—not replace them. Our view on the role of AI in serving insurance agency clients. - [What to Consider Before Renovating Your Commercial Space](https://www.gcbinsurance.com/blog/2026/m/what-to-consider-before-renovating-your-commercial-space): Planning a commercial renovation? Learn what to consider before updating your business space, from budgeting and permits to operations and insurance. - [Get to Know: Corri Hose, CISR, Commercial Lines Account Manager](https://www.gcbinsurance.com/blog/2026/m/get-to-know-corri-hose-cisr-commercial-lines-account-manager): In January 2020, she joined Gompers, Cornish & Barr after what she describes as a window into what a career at our agency would look like. What convinced Corri to join the agency was the sense that she would be working with good people—an impression that has been reinforced throughout her time at GCB. - [Common Insurance Mistakes Young Families Make](https://www.gcbinsurance.com/blog/2026/m/common-insurance-mistakes-young-families-make): Learn common insurance mistakes young families make and how reviewing your coverage can help protect your home, vehicles, and future. - [How Smart Home Technology Can Help Detect Problems Early](https://www.gcbinsurance.com/blog/2026/m/how-smart-home-technology-can-help-detect-problems-early): Learn how smart home technology can help detect leaks, temperature changes, and other issues before they become costly property damage. - [The Top 5 Reasons People Choose Gompers, Cornish & Barr](https://www.gcbinsurance.com/blog/2026/m/the-top-5-reasons-people-choose-gompers-cornish-barr): Five themes consistently emerge when people explain why they chose GCB…and why they continue to trust us with protecting what matters most to them. - [The Positivity Payback: Refer in May, Receive $25!](https://www.gcbinsurance.com/blog/2026/m/the-positive-payback-refer-in-may-receive-25): For the month of May, every qualified referral\* you send our way will earn you a $25 Kroger gift card. (See restrictions and eligibility criteria.) It's all part of our Positivity Payback campaign to thank clients for referrals they send us all throughout the year! - [Understanding Third-Party Transportation Liability for Businesses](https://www.gcbinsurance.com/blog/2026/m/understanding-third-party-transportation-liability-for-businesses): When a business hires a transportation company to move its goods, it now often ends up being pulled into a claim when something goes wrong on the road. Not because they were directly involved in the accident, but because they were connected to the decision of who was hired to do the job in the first place. - [How to Document Business Property for Insurance Purposes](https://www.gcbinsurance.com/blog/2026/m/how-to-document-business-property-for-insurance-purposes): Learn how to document business property for insurance purposes with practical tips for creating inventories, photos, and records that support your coverage. - [Get to Know: Katie Ledford, CISR](https://www.gcbinsurance.com/blog/2026/m/get-to-know-katie-ledford-cisr) - [Leasing vs Buying Business Vehicles](https://www.gcbinsurance.com/blog/2026/m/leasing-vs-buying-business-vehicles): Leasing vs buying business vehicles? Compare costs, flexibility, and long-term strategy to decide what makes the most sense for your company. - [Get to Know: Lisa Gerber, Commercial Lines Account Manager](https://www.gcbinsurance.com/blog/2026/m/get-to-know-lisa-gerber-commercial-lines-account-manager): With decades of industry experience, a deep respect for process, and a self-described love of systemic structure, Lisa Gerber plays a critical role in making sure our commercial clients are supported with accuracy, consistency, and care. - [Managing Equipment: Repair, Replace, or Insure?](https://www.gcbinsurance.com/blog/2026/m/managing-equipment-repair-replace-or-insure): Deciding whether to repair, replace, or insure your business equipment? Learn how to make smart choices that minimize downtime and protect your bottom line. - [What You Don’t Know About Homeowners Insurance CAN Hurt You](https://www.gcbinsurance.com/blog/2026/m/what-you-dont-know-about-homeowners-insurance-can-hurt-you): Guaranteed home replacement cost coverage does exactly what it sounds like: If your home is destroyed by a covered loss, the insurance company will pay whatever it costs to rebuild your home to like kind and quality, even if that amount exceeds your stated dwelling limit. - [5 Things to Do After Buying a New Car](https://www.gcbinsurance.com/blog/2026/m/5-things-to-do-after-buying-a-new-car): Bought a new car? Here are 5 important steps to take next, from insurance updates to title transfers. Contact us today for an auto insurance review. - [The Power of Positivity, Courtesy of The Macomb Charitable Foundation](https://www.gcbinsurance.com/blog/2025/m/the-power-of-positivity-courtesy-of-the-macomb-charitable-foundation): We recently received our latest issue of the organization's newsletter, which featured this letter on its front page, a poem written by a member of one of the families that MCF sponsors. - [What Every Homeowner Should Know About Their Utility Shutoffs](https://www.gcbinsurance.com/blog/2025/m/what-every-homeowner-should-know-about-their-utility-shutoffs): Know where your water, gas, and electric shutoffs are? It could save you thousands. Learn why it matters and how it connects to your home insurance coverage. - [The Business Benefits of Safety Training for Employees](https://www.gcbinsurance.com/blog/2025/m/the-business-benefits-of-safety-training-for-employees): Safety training helps reduce accidents, protect employees, and lower claims. Learn how it benefits your business and supports your insurance strategy. - [Get to Know: Mary Shoemaker, Commercial Lines Manager](https://www.gcbinsurance.com/blog/2025/m/get-to-know-mary-shoemaker-commercial-lines-manager): With nearly four decades of insurance experience and a deep commitment to teamwork, organization, and client service, Mary plays a pivotal role in ensuring our commercial operations run smoothly every day. - [Michigan’s “Open and Obvious” Rule Flips the Script on Slip and Fall](https://www.gcbinsurance.com/blog/2025/m/michigans-open-and-obvious-rule-flips-the-script-on-slip-and-fall): If you own commercial property in Michigan—or operate a business that handles snow and ice removal in the winter—there’s an important legal change you should know about. - [Keeping Your Commercial Property Prepared for Severe Weather](https://www.gcbinsurance.com/blog/2025/m/keeping-your-commercial-property-prepared-for-severe-weather): Steps you can take to keep your commercial building prepared for storms, flooding, and more. Use these tips and contact us today for an insurance coverage review before severe weather hits. - [How to Insure a Travel Trailer or Camper for the Off-Season](https://www.gcbinsurance.com/blog/2025/m/how-to-insure-a-travel-trailer-or-camper-for-the-off-season): Even parked RVs face risks. Learn how to adjust your travel trailer insurance during the off-season without losing protection. Contact us for a policy review. - [Celebrating 80 Years of Community](https://www.gcbinsurance.com/blog/2025/m/celebrating-80-years-of-community): We are proud to support the Presbyterian Villages of Michigan (PVM) Foundation as they celebrate 80 years of creating new possibilities for seniors across our state. - [Drive or Own a Company Car in Michigan?](https://www.gcbinsurance.com/blog/2025/m/drive-or-own-a-company-car-in-michigan): If you drive a vehicle that’s owned or leased by your employer, or you’re a business owner who lists your everyday “personal” car on the company’s commercial auto policy, there’s a good chance you’re not as fully covered as you think. - [Six Overlooked Items You Should Add to Your Home Inventory](https://www.gcbinsurance.com/blog/2025/m/six-overlooked-items-you-should-add-to-your-home-inventory): Don’t overlook these six common items in your home inventory. From tools to fine china, make sure your belongings are properly documented and insured. - [Phishing Emails, Ransomware, and Liability: A Business Owner’s Cyber Checklist](https://www.gcbinsurance.com/blog/2025/m/phishing-emails-ransomware-and-liability-a-business-owners-cyber-checklist): Phishing and ransomware can cripple a business. Use this cyber checklist to help reduce risk and review your liability coverage. Contact us today to learn more. - [What to Check Before Letting Your Teen Drive the Family Car](https://www.gcbinsurance.com/blog/2025/m/what-to-check-before-letting-your-teen-drive-the-family-car): Before your teen gets behind the wheel, make sure your auto insurance is ready. Learn what to check to keep your family protected and avoid coverage gaps. - [Insurance Tips for First-Time Homebuyers](https://www.gcbinsurance.com/blog/2025/m/insurance-tips-for-first-time-homebuyers): New to homeownership? Learn key insurance tips for first-time buyers, from coverage basics to policy updates. Contact us today for a personalized review. - [Common Commercial Insurance Mistakes (and How to Avoid Them)](https://www.gcbinsurance.com/blog/2025/m/common-commercial-insurance-mistakes-and-how-to-avoid-them): Avoid costly business insurance mistakes with these expert tips. Learn how to close coverage gaps and protect your bottom line. Contact us for a review today. - [Get to Know: Lauren Dallas, Personal Lines Manager](https://www.gcbinsurance.com/blog/2025/m/get-to-know-lauren-dallas-personal-lines-manager): Meet Lauren Dallas, our go-to leader for all things Personal Lines here at Gompers, Cornish & Barr. - [How to Prepare Your Business for a Natural Disaster](https://www.gcbinsurance.com/blog/2025/m/how-to-prepare-your-business-for-a-natural-disaster): Protect your business from natural disasters with these key prep tips. Backups, safety plans, and the right coverage make all the difference. Contact us today. - [Backyard Safety Tips for Fire, Water, and Everything in Between](https://www.gcbinsurance.com/blog/2025/m/backyard-safety-tips-for-fire-water-and-everything-in-between): Stay safe this summer with backyard tips for fire pits, pools, grills, and trampolines. Contact us today for a full insurance review. - [Why Home Insurance Inspections Are on the Rise—and Why They’re Actually in Your Best Interest](https://www.gcbinsurance.com/blog/2025/m/why-home-insurance-inspections-are-on-the-rise-and-why-theyre-actually-in-your-best-interest) - [Get to Know: Kristen McClellan, Commercial Lines Account Manager](https://www.gcbinsurance.com/blog/2025/m/get-to-know-kristen-mcclellan-commercial-lines-account-manager-2) - [Summer Storms Are Getting Stronger—Here’s How Homeowners Can Stay Ahead of the Damage](https://www.gcbinsurance.com/blog/2025/m/spring-storms-are-getting-stronger-heres-how-homeowners-can-stay-ahead-of-the-damage): Here are six key strategies we encourage homeowners to consider this summer to “weather-proof” their homes. - [Avoiding Water Issues in Your Home](https://www.gcbinsurance.com/blog/2025/m/avoiding-water-issues-in-your-home): Bookmark these tips from Gompers, Cornish & Barr for reducing the risk of water damage to your home. - [Landscape Maintenance Tips for Your Yard](https://www.gcbinsurance.com/blog/2025/m/landscape-maintenance-tips-for-your-yard): Landscape Maintenance Tips for Your Yard - [Getting Your RV Ready for Spring Travel](https://www.gcbinsurance.com/blog/2025/m/getting-your-rv-ready-for-spring-travel): Get your RV ready for spring travel with this seasonal prep guide. Learn maintenance tips and why reviewing your RV insurance is key before hitting the road. - [Keep your Home Safe While You're Away with These 5 Tips](https://www.gcbinsurance.com/blog/2025/m/keep-your-home-safe-while-youre-away-with-these-5-tips): Check out these tips on what to do when leaving for vacation to keep your home safer. - [Preparation for Extreme Weather](https://www.gcbinsurance.com/blog/2025/m/preparation-for-extreme-weather): Extreme weather events are becoming more common across the country. Follow these nine tips to stay safe when bad weather strikes. - [The Rising Threat of Social Engineering and Its Impact on Cyber Insurance for Businesses](https://www.gcbinsurance.com/blog/2025/m/the-rising-threat-of-social-engineering-and-its-impact-on-cyber-insurance-for-businesses): As social engineering tactics become more refined, the need for businesses to understand their cyber insurance options has never been more critical. - [A Real-Life Cautionary Tale](https://www.gcbinsurance.com/blog/2025/m/a-real-life-cautionary-tale): How a GCB Client Avoided Disaster by Installing an Affordable Water Sensor: We are giving one away monthly! - [How to Extend the Life of Your Roof with Regular Maintenance](https://www.gcbinsurance.com/blog/2025/m/how-to-extend-the-life-of-your-roof-with-regular-maintenance): Help extend your roof’s lifespan with regular maintenance. Learn tips for inspections, water drainage, and timely repairs to keep your home protected. - [Emerging Trends in Identity Theft and How to Stay Ahead](https://www.gcbinsurance.com/blog/2025/m/emerging-trends-in-identity-theft-and-how-to-stay-ahead): Stay ahead of evolving identity theft trends like phishing, deepfakes, and social media risks. Learn practical tips and how identity theft insurance can help. - [The Power of Positivity](https://www.gcbinsurance.com/blog/2024/m/the-power-of-positivity): Especially this time of year, but all year long as well, we hope you will join us in celebrating “The Power of Positivity.” - [Quick Tips to Protect Your Vehicle from Thieves](https://www.gcbinsurance.com/blog/2024/m/quick-tips-to-protect-your-vehicle-from-thieves): Practical tips to prevent car theft, from securing your keys to using deterrents. Protect your vehicle and stay ahead of thieves with the right insurance. - [Protect Your Holiday Gifts with the Right Insurance Coverage](https://www.gcbinsurance.com/blog/2024/m/protect-your-holiday-gifts-with-the-right-insurance-coverage): Whether you are giving or receiving a valuable gift this season, be sure to add those precious presents to your insurance policy by way of a “schedule.” - [Giving Thanks](https://www.gcbinsurance.com/blog/2024/m/giving-thanks): Allow us to take this opportunity to share with you the things that we are grateful for, both as a company and as individuals. - [How Major Life Events Impact Your Insurance Needs](https://www.gcbinsurance.com/blog/2024/m/how-major-life-events-impact-your-insurance-needs): Learn how major life events like marriage, buying a home, or having children can impact your insurance needs and why updating your coverage is essential. - [Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage](https://www.gcbinsurance.com/blog/2024/m/choosing-the-right-umbrella-insurance-policy-a-guide-to-extra-liability-coverage): Find out how an umbrella insurance policy can offer vital protection and extend your coverage limits beyond standard insurance. - [When Should You Call Your Agent?](https://www.gcbinsurance.com/blog/2024/m/when-should-you-call-your-agent): When it comes to matters relating to insurance, it’s not always as clear who you should call for assistance…or when. Should you call your agent? The insurance company itself? - [Giving the Gift of Life All Over Again](https://www.gcbinsurance.com/blog/2024/m/giving-the-gift-of-life-all-over-again): Each year, Lori and her team walk the annual 5k charity event hosted by Gift of Life, the LIFEWalk/Run event on Belle Isle in Detroit to support the Share Her Spirit nonprofit. - [Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road](https://www.gcbinsurance.com/blog/2024/m/essential-safety-gear-for-motorcyclists-a-guide-to-protection-on-the-road): It's crucial for motorcyclists to invest in proper safety gear – from helmets to high-top boots, each piece of equipment plays a vital role. - [Insurance Considerations for Newlyweds: Merging Policies and Coverage](https://www.gcbinsurance.com/blog/2024/m/insurance-considerations-for-newlyweds-merging-policies-and-coverage): Merging your lives also means merging your insurance policies, which can sometimes lead to gaps in coverage. Contact us today​ to review your coverage. - [The Rise of AI in Cybercrime: Protecting Your Business and Yourself](https://www.gcbinsurance.com/blog/2024/m/the-rise-of-ai-in-cybercrime-protecting-your-business-and-yourself): AI has become a powerful tool for cybercriminals, enabling them to execute attacks with greater precision and effectiveness. Tips to Protect Against Cybercrime - [Is Michigan Now Considered a “Catastrophic State?”](https://www.gcbinsurance.com/blog/2024/m/is-michigan-now-considered-a-catastrophic-state): The rise in catastrophic weather events and subsequent increase in property claims have led to higher insurance premiums for personal and commercial property. - [Avoiding Common Home Insurance Claims During Renovations](https://www.gcbinsurance.com/blog/2024/m/avoiding-common-home-insurance-claims-during-renovations): By adhering to a few key tips, homeowners can ensure their renovation process is not only smooth but also secure. - [Essential Fire Safety Tips for Your Home](https://www.gcbinsurance.com/blog/2024/m/essential-fire-safety-tips-for-your-home): Ensure home fire safety: test smoke detectors, maintain fire extinguishers, use space heaters cautiously, and utilize smart tech for early fire detection. - [Help Keep Teen Drivers Safe with Telematics](https://www.gcbinsurance.com/blog/2024/m/help-keep-teen-drivers-safe-with-telematics): Enhance teen driver safety with telematics: GPS, real-time monitoring & data analysis empower parents to monitor and improve driving habits effectively. - [The Essential Guide to Creating a Home Inventory: Why and How](https://www.gcbinsurance.com/blog/2024/m/the-essential-guide-to-creating-a-home-inventory-why-and-how): By following these tips, you can create a comprehensive inventory that not only brings peace of mind but also ensures you are well-prepared for any eventuality. - [Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims](https://www.gcbinsurance.com/blog/2024/m/tips-for-towing-a-boat-trailer-to-reduce-accidents-and-insurance-claims): Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of unwanted insurance claims. - [Macomb County Board of Commissioners Awards GCB Insurance Proclamation of Congratulations](https://www.gcbinsurance.com/blog/2024/m/macomb-county-board-of-commissioners-awards-gcb-insurance-proclamation-of-congratulations): We are honored to share the news that our agency has been presented a “Proclamation of Congratulations” by the Macomb County Board of Commissioners. - [Wall Street Journal: “What Is an Insurance Broker—and Do You Need One?”](https://www.gcbinsurance.com/blog/2024/m/wall-street-journal-what-is-an-insurance-broker-and-do-you-need-one): BuySide, a publication from the Wall Street Journal, recently published an article asking the headline question, “What Is an Insurance Broker—and Do You Need One?” - [Top Five Home Maintenance Tips to Protect Your Insurance Policy Against Rising Premiums](https://www.gcbinsurance.com/blog/2024/m/top-five-home-maintenance-tips-to-protect-your-insurance-policy-against-rising-premiums): Here are the four best and easiest ways to improve your home so that you can help mitigate rising costs and keep your coverage continuity. - [How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims](https://www.gcbinsurance.com/blog/2024/m/how-to-choose-the-right-contractor-for-home-improvement-projects-and-avoid-liability-claims): Starting a new home improvement project? Here are some helpful tips for choosing the right contractor for your project. - [Protect Your Home or Business From Freezing Pipes and Sprinkler Systems](https://www.gcbinsurance.com/blog/2024/m/protect-your-home-or-business-from-freezing-pipes-and-sprinkler-systems): Tips to prevent the pipes and sprinkler systems in your home or business from freezing, which could lead to significant damage to the property and its contents. - [Top Home Improvement Projects That Can Increase Your Home Value](https://www.gcbinsurance.com/blog/2024/m/top-home-improvement-projects-that-can-increase-your-home-value): These home renovations can have the biggest return on investment when you sell your home. - [Explaining the Rise in Property Insurance Premiums](https://www.gcbinsurance.com/blog/2023/m/explaining-the-rise-in-property-insurance-premiums): There are two drivers of cost increases that homeowners are experiencing at renewal. These economic drivers along with a third results in an imperfect trifecta. - [Celebrating the Season of Giving Back](https://www.gcbinsurance.com/blog/2023/m/celebrating-the-season-of-giving-back): Our agency its continuing its tradition of giving back to the community in partnership with The Macomb Charitable Foundation​'s Adopt a Family campaign. - [Preparing Your Teen Driver for Different Road Conditions and Situations](https://www.gcbinsurance.com/blog/2023/m/preparing-your-teen-driver-for-different-road-conditions-and-situations): Here are some tips for young drivers to help improve safety by adapting their driving to current weather and road conditions. - [How to Winterize and Properly Store Your Boat](https://www.gcbinsurance.com/blog/2023/m/how-to-winterize-and-properly-store-your-boat): Here are a few simple tips for properly winterizing your watercraft and storing it for the winter. - [Save Money With These Smart Home Devices That Make Your Home Safer](https://www.gcbinsurance.com/blog/2023/m/save-money-with-these-smart-home-devices-that-make-your-home-safer): Better safety can mean fewer insurance claims. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. - [Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer](https://www.gcbinsurance.com/blog/2023/m/renting-vs-owning-a-home-protect-your-property-no-matter-which-you-prefer): If you’re on the fence about renting or owning a home, here’s a helpful look at each. Remember to get the right insurance when you make your choice. - [Why We Do the Insurance Shopping for You](https://www.gcbinsurance.com/blog/2023/m/why-we-do-the-insurance-shopping-for-you): Three reasons we shop our clients’ and prospects’ insurance policies to multiple carriers, rather than sticking with captive agents and insurance companies​. - [Giving the Gift of Life to Share Her Spirit](https://www.gcbinsurance.com/blog/2023/m/giving-the-gift-of-life-to-share-her-spirit): Sometimes someone can turn a tragedy into future triumph, as our own team member Lori Brouillet has done, and a spirit lives on and endure, even saving lives. - [Defensive Driving Techniques to Avoid Accidents and Insurance Claims](https://www.gcbinsurance.com/blog/2023/m/defensive-driving-techniques-to-avoid-accidents-and-insurance-claims): Learn how defensive driving techniques can help keep you safe while keeping your auto insurance rates low. - [Q&A with Gompers, Cornish & Barr Vice President Jim Barr](https://www.gcbinsurance.com/blog/2023/m/q-a-with-gompers-cornish-barr-vice-president-jim-barr): We recently sat down with Vice President Jim Barr to discuss the strategy the agency is pursuing to grow locally and strengthen its ties to the community. - [What to Look for When Buying a House to Avoid Unnecessary Insurance Claims](https://www.gcbinsurance.com/blog/2023/m/what-to-look-for-when-buying-a-house-to-avoid-unnecessary-insurance-claims): Don’t forget to check these things while house hunting, which could lead to avoidable insurance claims should you become the new owner. - [GCB’s Commitment to the Community](https://www.gcbinsurance.com/blog/2023/m/gcb-s-commitment-to-the-community): Our leadership has consistently maintained the difference it can make when we as individuals truly get to know the community we are serving, both as professionals and each of us personally. - [Benefits of Safe Driving Apps](https://www.gcbinsurance.com/blog/2023/m/benefits-of-safe-driving-apps): If you demonstrate that you are a safe driver, you may be rewarded with a discount on your auto insurance rates. - [Why You Should Bundle Your Home and Auto Insurance](https://www.gcbinsurance.com/blog/2023/m/why-you-should-bundle-your-home-and-auto-insurance): Many wonder what “bundling” specifically means and whether it’s truly in their best interests to bundle all of their insurance coverages with a single carrier. - [4 Water-Saving Tips for Your Garden](https://www.gcbinsurance.com/blog/2023/m/4-water-saving-tips-for-your-garden): Save time, water, and money with these 4 water-saving tips for your garden. - [The Importance of Uninsured and Underinsured Motorist Coverage](https://www.gcbinsurance.com/blog/2023/m/the-importance-of-uninsured-and-underinsured-motorist-coverage): Uninsured and underinsured motorist insurance can help protect you when the other party has no auto insurance or doesn’t have enough to cover damages. - [What’s Driving Inflation in Commercial Insurance?](https://www.gcbinsurance.com/blog/2023/m/what-s-driving-inflation-in-commercial-insurance): Commercial insurance markets are experiencing inflation with many different drivers — some intuitive and predictable, with others less reported upon. - [Keep Your Home Safe While on Vacation](https://www.gcbinsurance.com/blog/2023/m/keep-your-home-safe-while-on-vacation): Whenever you’re getting away for a vacation, it’s important to ensure your home is safe. These tips can help prevent break-ins, fires, and water damage. - [Who Needs Life Insurance and How Much Do You Need?](https://www.gcbinsurance.com/blog/2023/m/who-needs-life-insurance-and-how-much-do-you-need): Learn the basics about life insurance, so you can decide if it’s the right protection for you and your loved ones. - [Family Emergency Preparedness Checklist](https://www.gcbinsurance.com/blog/2023/m/family-emergency-preparedness-checklist): Create a safety plan and help prepare your family for an emergency with this helpful checklist. - [Don’t Forget to Insure Those Precious Holiday Gifts!](https://www.gcbinsurance.com/blog/2022/m/don-t-forget-to-insure-those-precious-holiday-gifts): Whether you are on the giving or receiving end of a valuable gift this season, be sure to add those precious presents to your insurance policy by way of a schedule — perhaps otherwise known as a “nice list” this time of year. - [Year-End Checklist to Reduce Commercial Insurance Costs](https://www.gcbinsurance.com/blog/2022/m/year-end-checklist-to-reduce-commercial-insurance-costs): With a renewal likely in your company’s future, here is a round-up of recommendations we have made this past year, along with some “New Year’s Resolutions” to consider in order to counter rising costs in 2023. - [What to Check Before Buying a Used Car](https://www.gcbinsurance.com/blog/2022/m/what-to-check-before-buying-a-used-car): Whether you're buying a car online or in person, it is important to assess the condition – both mechanical and cosmetic. Here are some common items to check. - [Should I Notify My Insurance Company About a New Puppy?](https://www.gcbinsurance.com/blog/2022/m/should-i-notify-my-insurance-company-about-a-new-puppy): Are you bringing a new dog into your home? Double check your insurance coverage to make sure you have the proper protection. - [How to Lower Your Workers Compensation Costs](https://www.gcbinsurance.com/blog/2022/m/how-to-lower-your-workers-compensation-costs): Here are four ways we counsel employers on how to curtail or offset the lost productivity and high costs of workers compensation claims. - [The Four Biggest Mistakes People Make When Insuring Their Homes](https://www.gcbinsurance.com/blog/2022/m/the-four-biggest-mistakes-people-make-when-insuring-their-homes): Here are the most common mistakes we see people making when insuring their homes. - [Gompers, Cornish & Barr Celebrates 60th Anniversary](https://www.gcbinsurance.com/blog/2022/m/gompers-cornish-barr-celebrates-60th-anniversary): Gompers, Cornish & Barr is celebrating 60 years in business in 2022, having grown from humble beginnings to become one of few remaining mid-sized privately owned independent insurance agencies in Michigan today. - [How to Choose the Right Smart Security Camera](https://www.gcbinsurance.com/blog/2022/m/how-to-choose-the-right-smart-security-camera): A security camera can help protect your property, but with all the options, it can be tough to figure out which smart security camera is right for you. - [Competing for Talent Is a Whole New Ball Game](https://www.gcbinsurance.com/blog/2022/m/competing-for-talent-is-a-whole-new-ball-game): While it’s completely understandable to modernize recruiting and retention strategies to compete for talent, there are important considerations to explore... - [Five Ways to Save Money on Home and Auto Insurance](https://www.gcbinsurance.com/blog/2022/m/five-ways-to-save-money-on-home-and-auto-insurance): Here are five surefire ways policyholders can lower the costs of insuring their homes and automobiles: - [Things to Know When Shopping for Home and Auto Insurance](https://www.gcbinsurance.com/blog/2022/m/things-to-know-when-shopping-for-home-and-auto-insurance): If you’re shopping for home or auto insurance, you may find the process confusing. Here are five things you should know when considering options. - [How to Keep Your Insurance on Pace with Inflation](https://www.gcbinsurance.com/blog/2022/m/how-to-keep-your-insurance-on-pace-with-inflation): Commercial property policies are feeling the impact of inflation, as costs continue to soar for everything from labor and materials to supplies and transportation. - [Grill Safely With These Outdoor Cooking Tips](https://www.gcbinsurance.com/blog/2022/m/grill-safely-with-these-outdoor-cooking-tips): Grilling food is a fun pastime. Stay safe this grilling season with these outdoor cooking tips. - [Replacement Cost vs. Market Value](https://www.gcbinsurance.com/blog/2022/m/replacement-cost-vs-market-value): When insuring your home, it’s important to understand the difference between two distinct coverage terms: replacement cost and market value. - [Simple Household Pest Control Methods](https://www.gcbinsurance.com/blog/2022/m/simple-household-pest-control-methods): If pest activity is common in your area, it is important to take steps to prevent them from infesting your home. We've got some tips that can help you. - [Loaning Someone Your Car? Think Twice and Double Check.](https://www.gcbinsurance.com/blog/2022/m/loaning-someone-your-car-think-twice-and-double-check): Permissive use explanation - what to know if you lend someone your car. - [The Increasing Costs of Distracted Driving](https://www.gcbinsurance.com/blog/2022/m/the-increasing-costs-of-distracted-driving): Telematics is a field of technology that is working to lower the number of traffic accidents and combat the rising costs associated with distracted driving. - [How Is Inflation Affecting Your Insurance?](https://www.gcbinsurance.com/blog/2022/m/how-is-inflation-affecting-your-insurance): If your business would be so unfortunate as to have a significant loss today—under this current inflationary climate—you could find yourself significantly underinsured from a replacement cost standpoint. - [Commonly Overlooked Spring Cleaning Tasks](https://www.gcbinsurance.com/blog/2022/m/commonly-overlooked-spring-cleaning-tasks): Here are some common spring cleaning tasks homeowners forget so you can add them to your to-do list to ensure you don't miss anything important. - [Auto Insurance Refunds on the Way](https://www.gcbinsurance.com/blog/2022/m/auto-insurance-refunds-on-the-way): Michigan auto insurance policyholders are expecting refunds via check or direct deposit as the result of auto insurance reform in Michigan. - [COVID’s Lingering Effects on the Workplace](https://www.gcbinsurance.com/blog/2022/m/covid-s-lingering-effects-on-the-workplace): Workers' compensation policy providers are grappling with confusion and hardship for employers trying to navigate the legality and liability issues of COVID. - [Upgrading Your Windows - How to Choose What's Best for Your House](https://www.gcbinsurance.com/blog/2022/m/upgrading-your-windows-how-to-choose-what-s-best-for-your-house): Windows can make a big difference in the value of your home, so when it comes time to choose what to install, be sure you know about all your options. - [What If the Next Cyber Attack Is Yours?](https://www.gcbinsurance.com/blog/2022/m/what-if-the-next-cyber-attack-is-yours): Cyber crimes are on the rise and can happen to anyone. As a result, insurance premiums rising fast. Here are tips for protecting your assets and lowering costs. - [Tips for Saving Money on Heating and Cooling Your Home](https://www.gcbinsurance.com/blog/2022/m/tips-for-saving-money-on-heating-and-cooling-your-home): Heating and air conditioning use a lot of energy and can be expensive. Here are some ways save money on your utility bills. - [How to Evaluate and Choose Energy-Efficient Appliances](https://www.gcbinsurance.com/blog/2022/m/how-to-evaluate-and-choose-energy-efficient-appliances): When shopping for appliances, it's easy to get overwhelmed. Follow these steps to find the right energy-efficient appliances for your needs and in your budget. - [How to Reverse the Rising Costs of Doing Business in the Return-to-Work Transition](https://www.gcbinsurance.com/blog/2021/m/how-to-reverse-the-rising-costs-of-doing-business-in-the-return-to-work-transition): As employees increasingly report a preference for flexible work environments and remote-work, EPLI policies should be reviewed for exclusions, claims incidence and premium increases - [How to Choose Smoke and Carbon Monoxide Detectors](https://www.gcbinsurance.com/blog/2021/m/how-to-choose-smoke-and-carbon-monoxide-detectors): Smoke and carbon monoxide detectors are essential for any home. Check out our tips on how to choose the right ones for your home. - [How to Make a Fire Safety Plan](https://www.gcbinsurance.com/blog/2021/m/how-to-make-a-fire-safety-plan): No one likes to think about the possibility of a fire in their home, but having a fire safety plan can make all the difference if it does happen. - [How to Decide If Solar Panels Are Right for Your Home](https://www.gcbinsurance.com/blog/2021/m/how-to-decide-if-solar-panels-are-right-for-your-home): Solar panels can provide clean energy for your home, save money on energy costs, and help the environment. Check out our tips on how to go solar. - [How Independent Agents Are Different from Captive Agents](https://www.gcbinsurance.com/blog/2021/m/how-independent-agents-are-different-from-captive-agents): Independent agents and captive agents can both help you get insurance, but independent agents can shop a wider variety of companies and policies for you. - [Benefits of Using a Dash Cam](https://www.gcbinsurance.com/blog/2021/m/benefits-of-using-a-dash-cam) - [Swimming Safety: 10 Tips for Summer](https://www.gcbinsurance.com/blog/2021/m/swimming-safety-10-tips-for-summer) - [Why You May Need Personal Offense Coverage](https://www.gcbinsurance.com/blog/2021/m/why-you-may-need-personal-offense-coverage) - [Inexpensive Fixes for a Safer Home](https://www.gcbinsurance.com/blog/2021/m/inexpensive-fixes-for-a-safer-home) - [Why a basic Homeowners policy isn’t always enough](https://www.gcbinsurance.com/blog/2021/m/why-a-basic-homeowners-policy-isn-t-always-enough) - [10 Tips to Help Prevent Identity Theft](https://www.gcbinsurance.com/blog/2021/m/10-tips-to-help-prevent-identity-theft) - [Own a home? Here are two policy options you should know about](https://www.gcbinsurance.com/blog/2021/m/own-a-home-here-are-two-policy-options-you-should-know-about) - [Porch Safety: Should You Leave the Lights On?](https://www.gcbinsurance.com/blog/2021/m/porch-safety-should-you-leave-the-lights-on) - [Don’t Delay — Start Thinking About Winterizing Your RV Today](https://www.gcbinsurance.com/blog/2020/m/dont-delay-start-thinking-about-winterizing-your-rv-today) - [10 Things to do to Prepare Your Home for Fall](https://www.gcbinsurance.com/blog/2020/m/10-things-to-do-to-prepare-your-home-for-fall) - [It’s Back-to-School Time — Is Your House Ready?](https://www.gcbinsurance.com/blog/2020/m/its-back-to-school-time-is-your-house-ready) - [Tips for Power Tool Safety](https://www.gcbinsurance.com/blog/2020/m/tips-for-power-tool-safety) - [What is water backup coverage and why is it important?](https://www.gcbinsurance.com/blog/2020/m/what-is-water-backup-coverage-and-why-is-it-important) - [How to Update your Home — Without Spending Thousands](https://www.gcbinsurance.com/blog/2020/m/how-to-update-your-home-without-spending-thousands) - [I Just Bought a New Car. What Insurance Coverage Do I Need?](https://www.gcbinsurance.com/blog/2020/m/i-just-bought-a-new-car-what-insurance-coverage-do-i-need) - [Keep Your Pets Safe in a Disaster](https://www.gcbinsurance.com/blog/2020/m/keep-your-pets-safe-in-a-disaster) - [Why You Need Service Line Coverage](https://www.gcbinsurance.com/blog/2020/m/why-you-need-service-line-coverage) - [What to Consider When Choosing Auto Insurance](https://www.gcbinsurance.com/blog/2020/m/what-to-consider-when-choosing-auto-insurance) - [5 Carbon Monoxide Safety Tips](https://www.gcbinsurance.com/blog/2020/m/5-carbon-monoxide-safety-tips) - [When Roadside Assistance Isn’t Enough](https://www.gcbinsurance.com/blog/2020/m/when-roadside-assistance-isnt-enough) - [How to Protect Your Classic Car](https://www.gcbinsurance.com/blog/2019/m/how-to-protect-your-classic-car) - [Why You Might Want to Live Like a Minimalist](https://www.gcbinsurance.com/blog/2019/m/why-you-might-want-to-live-like-a-minimalist) - [What Car Drivers Need to Know about Motorcycles](https://www.gcbinsurance.com/blog/2019/m/what-car-drivers-need-to-know-about-motorcycles) - [Five Tips to (Finally) Get your Garage Organized](https://www.gcbinsurance.com/blog/2019/m/five-tips-to-finally-get-your-garage-organized) - [Before AI Can Answer the Question, Someone Has to Ask the Right One](https://www.gcbinsurance.com/blog/2026/08/10/before-ai-can-answer-the-question-someone-has-to-ask-the-right-one): At Gompers, Cornish & Barr, we believe technology has an important role to play. But technology should support relationships—not replace them. Our view on the role of AI in serving insurance agency clients. - [What to Consider Before Renovating Your Commercial Space](https://www.gcbinsurance.com/blog/2026/08/07/what-to-consider-before-renovating-your-commercial-space): Planning a commercial renovation? Learn what to consider before updating your business space, from budgeting and permits to operations and insurance. - [Get to Know: Corri Hose, CISR, Commercial Lines Account Manager](https://www.gcbinsurance.com/blog/2026/07/28/get-to-know-corri-hose-cisr-commercial-lines-account-manager): In January 2020, she joined Gompers, Cornish & Barr after what she describes as a window into what a career at our agency would look like. What convinced Corri to join the agency was the sense that she would be working with good people—an impression that has been reinforced throughout her time at GCB. - [Common Insurance Mistakes Young Families Make](https://www.gcbinsurance.com/blog/2026/07/28/common-insurance-mistakes-young-families-make): Learn common insurance mistakes young families make and how reviewing your coverage can help protect your home, vehicles, and future. - [How Smart Home Technology Can Help Detect Problems Early](https://www.gcbinsurance.com/blog/2026/07/16/how-smart-home-technology-can-help-detect-problems-early): Learn how smart home technology can help detect leaks, temperature changes, and other issues before they become costly property damage. - [The Top 5 Reasons People Choose Gompers, Cornish & Barr](https://www.gcbinsurance.com/blog/2026/07/13/the-top-5-reasons-people-choose-gompers-cornish-barr): Five themes consistently emerge when people explain why they chose GCB…and why they continue to trust us with protecting what matters most to them. - [The Positivity Payback: Refer in May, Receive $25!](https://www.gcbinsurance.com/blog/2026/04/24/the-positive-payback-refer-in-may-receive-25): For the month of May, every qualified referral\* you send our way will earn you a $25 Kroger gift card. (See restrictions and eligibility criteria.) It's all part of our Positivity Payback campaign to thank clients for referrals they send us all throughout the year! - [Understanding Third-Party Transportation Liability for Businesses](https://www.gcbinsurance.com/blog/2026/04/23/understanding-third-party-transportation-liability-for-businesses): When a business hires a transportation company to move its goods, it now often ends up being pulled into a claim when something goes wrong on the road. Not because they were directly involved in the accident, but because they were connected to the decision of who was hired to do the job in the first place. - [How to Document Business Property for Insurance Purposes](https://www.gcbinsurance.com/blog/2026/04/07/how-to-document-business-property-for-insurance-purposes): Learn how to document business property for insurance purposes with practical tips for creating inventories, photos, and records that support your coverage. - [Get to Know: Katie Ledford, CISR](https://www.gcbinsurance.com/blog/2026/04/07/get-to-know-katie-ledford-cisr) - [Leasing vs Buying Business Vehicles](https://www.gcbinsurance.com/blog/2026/03/24/leasing-vs-buying-business-vehicles): Leasing vs buying business vehicles? Compare costs, flexibility, and long-term strategy to decide what makes the most sense for your company. - [Get to Know: Lisa Gerber, Commercial Lines Account Manager](https://www.gcbinsurance.com/blog/2026/02/18/get-to-know-lisa-gerber-commercial-lines-account-manager): With decades of industry experience, a deep respect for process, and a self-described love of systemic structure, Lisa Gerber plays a critical role in making sure our commercial clients are supported with accuracy, consistency, and care. - [Managing Equipment: Repair, Replace, or Insure?](https://www.gcbinsurance.com/blog/2026/02/17/managing-equipment-repair-replace-or-insure): Deciding whether to repair, replace, or insure your business equipment? Learn how to make smart choices that minimize downtime and protect your bottom line. - [What You Don’t Know About Homeowners Insurance CAN Hurt You](https://www.gcbinsurance.com/blog/2026/02/11/what-you-dont-know-about-homeowners-insurance-can-hurt-you): Guaranteed home replacement cost coverage does exactly what it sounds like: If your home is destroyed by a covered loss, the insurance company will pay whatever it costs to rebuild your home to like kind and quality, even if that amount exceeds your stated dwelling limit. - [5 Things to Do After Buying a New Car](https://www.gcbinsurance.com/blog/2026/01/07/5-things-to-do-after-buying-a-new-car): Bought a new car? Here are 5 important steps to take next, from insurance updates to title transfers. Contact us today for an auto insurance review. - [The Power of Positivity, Courtesy of The Macomb Charitable Foundation](https://www.gcbinsurance.com/blog/2025/12/01/the-power-of-positivity-courtesy-of-the-macomb-charitable-foundation): We recently received our latest issue of the organization's newsletter, which featured this letter on its front page, a poem written by a member of one of the families that MCF sponsors. - [What Every Homeowner Should Know About Their Utility Shutoffs](https://www.gcbinsurance.com/blog/2025/11/24/what-every-homeowner-should-know-about-their-utility-shutoffs): Know where your water, gas, and electric shutoffs are? It could save you thousands. Learn why it matters and how it connects to your home insurance coverage. - [The Business Benefits of Safety Training for Employees](https://www.gcbinsurance.com/blog/2025/11/20/the-business-benefits-of-safety-training-for-employees): Safety training helps reduce accidents, protect employees, and lower claims. Learn how it benefits your business and supports your insurance strategy. - [Get to Know: Mary Shoemaker, Commercial Lines Manager](https://www.gcbinsurance.com/blog/2025/11/17/get-to-know-mary-shoemaker-commercial-lines-manager): With nearly four decades of insurance experience and a deep commitment to teamwork, organization, and client service, Mary plays a pivotal role in ensuring our commercial operations run smoothly every day. - [Michigan’s “Open and Obvious” Rule Flips the Script on Slip and Fall](https://www.gcbinsurance.com/blog/2025/11/12/michigans-open-and-obvious-rule-flips-the-script-on-slip-and-fall): If you own commercial property in Michigan—or operate a business that handles snow and ice removal in the winter—there’s an important legal change you should know about. - [Keeping Your Commercial Property Prepared for Severe Weather](https://www.gcbinsurance.com/blog/2025/10/21/keeping-your-commercial-property-prepared-for-severe-weather): Steps you can take to keep your commercial building prepared for storms, flooding, and more. Use these tips and contact us today for an insurance coverage review before severe weather hits. - [How to Insure a Travel Trailer or Camper for the Off-Season](https://www.gcbinsurance.com/blog/2025/10/14/how-to-insure-a-travel-trailer-or-camper-for-the-off-season): Even parked RVs face risks. Learn how to adjust your travel trailer insurance during the off-season without losing protection. Contact us for a policy review. - [Celebrating 80 Years of Community](https://www.gcbinsurance.com/blog/2025/10/08/celebrating-80-years-of-community): We are proud to support the Presbyterian Villages of Michigan (PVM) Foundation as they celebrate 80 years of creating new possibilities for seniors across our state. - [Drive or Own a Company Car in Michigan?](https://www.gcbinsurance.com/blog/2025/09/16/drive-or-own-a-company-car-in-michigan): If you drive a vehicle that’s owned or leased by your employer, or you’re a business owner who lists your everyday “personal” car on the company’s commercial auto policy, there’s a good chance you’re not as fully covered as you think. - [Six Overlooked Items You Should Add to Your Home Inventory](https://www.gcbinsurance.com/blog/2025/09/10/six-overlooked-items-you-should-add-to-your-home-inventory): Don’t overlook these six common items in your home inventory. From tools to fine china, make sure your belongings are properly documented and insured. - [Phishing Emails, Ransomware, and Liability: A Business Owner’s Cyber Checklist](https://www.gcbinsurance.com/blog/2025/09/08/phishing-emails-ransomware-and-liability-a-business-owners-cyber-checklist): Phishing and ransomware can cripple a business. Use this cyber checklist to help reduce risk and review your liability coverage. Contact us today to learn more. - [What to Check Before Letting Your Teen Drive the Family Car](https://www.gcbinsurance.com/blog/2025/08/21/what-to-check-before-letting-your-teen-drive-the-family-car): Before your teen gets behind the wheel, make sure your auto insurance is ready. Learn what to check to keep your family protected and avoid coverage gaps. - [Insurance Tips for First-Time Homebuyers](https://www.gcbinsurance.com/blog/2025/08/14/insurance-tips-for-first-time-homebuyers): New to homeownership? Learn key insurance tips for first-time buyers, from coverage basics to policy updates. Contact us today for a personalized review. - [Common Commercial Insurance Mistakes (and How to Avoid Them)](https://www.gcbinsurance.com/blog/2025/08/11/common-commercial-insurance-mistakes-and-how-to-avoid-them): Avoid costly business insurance mistakes with these expert tips. Learn how to close coverage gaps and protect your bottom line. Contact us for a review today. - [Get to Know: Lauren Dallas, Personal Lines Manager](https://www.gcbinsurance.com/blog/2025/08/07/get-to-know-lauren-dallas-personal-lines-manager): Meet Lauren Dallas, our go-to leader for all things Personal Lines here at Gompers, Cornish & Barr. - [How to Prepare Your Business for a Natural Disaster](https://www.gcbinsurance.com/blog/2025/08/06/how-to-prepare-your-business-for-a-natural-disaster): Protect your business from natural disasters with these key prep tips. Backups, safety plans, and the right coverage make all the difference. Contact us today. - [Backyard Safety Tips for Fire, Water, and Everything in Between](https://www.gcbinsurance.com/blog/2025/07/31/backyard-safety-tips-for-fire-water-and-everything-in-between): Stay safe this summer with backyard tips for fire pits, pools, grills, and trampolines. Contact us today for a full insurance review. - [Why Home Insurance Inspections Are on the Rise—and Why They’re Actually in Your Best Interest](https://www.gcbinsurance.com/blog/2025/07/22/why-home-insurance-inspections-are-on-the-rise-and-why-theyre-actually-in-your-best-interest) - [Get to Know: Kristen McClellan, Commercial Lines Account Manager](https://www.gcbinsurance.com/blog/2025/06/20/get-to-know-kristen-mcclellan-commercial-lines-account-manager-2) - [Summer Storms Are Getting Stronger—Here’s How Homeowners Can Stay Ahead of the Damage](https://www.gcbinsurance.com/blog/2025/05/29/spring-storms-are-getting-stronger-heres-how-homeowners-can-stay-ahead-of-the-damage): Here are six key strategies we encourage homeowners to consider this summer to “weather-proof” their homes. - [Avoiding Water Issues in Your Home](https://www.gcbinsurance.com/blog/2025/04/17/avoiding-water-issues-in-your-home): Bookmark these tips from Gompers, Cornish & Barr for reducing the risk of water damage to your home. - [Landscape Maintenance Tips for Your Yard](https://www.gcbinsurance.com/blog/2025/04/03/landscape-maintenance-tips-for-your-yard): Landscape Maintenance Tips for Your Yard - [Getting Your RV Ready for Spring Travel](https://www.gcbinsurance.com/blog/2025/04/01/getting-your-rv-ready-for-spring-travel): Get your RV ready for spring travel with this seasonal prep guide. Learn maintenance tips and why reviewing your RV insurance is key before hitting the road. - [Keep your Home Safe While You're Away with These 5 Tips](https://www.gcbinsurance.com/blog/2025/03/20/keep-your-home-safe-while-youre-away-with-these-5-tips): Check out these tips on what to do when leaving for vacation to keep your home safer. - [Preparation for Extreme Weather](https://www.gcbinsurance.com/blog/2025/03/06/preparation-for-extreme-weather): Extreme weather events are becoming more common across the country. Follow these nine tips to stay safe when bad weather strikes. - [The Rising Threat of Social Engineering and Its Impact on Cyber Insurance for Businesses](https://www.gcbinsurance.com/blog/2025/02/25/the-rising-threat-of-social-engineering-and-its-impact-on-cyber-insurance-for-businesses): As social engineering tactics become more refined, the need for businesses to understand their cyber insurance options has never been more critical. - [A Real-Life Cautionary Tale](https://www.gcbinsurance.com/blog/2025/02/25/a-real-life-cautionary-tale): How a GCB Client Avoided Disaster by Installing an Affordable Water Sensor: We are giving one away monthly! - [How to Extend the Life of Your Roof with Regular Maintenance](https://www.gcbinsurance.com/blog/2025/02/06/how-to-extend-the-life-of-your-roof-with-regular-maintenance): Help extend your roof’s lifespan with regular maintenance. Learn tips for inspections, water drainage, and timely repairs to keep your home protected. - [Emerging Trends in Identity Theft and How to Stay Ahead](https://www.gcbinsurance.com/blog/2025/01/07/emerging-trends-in-identity-theft-and-how-to-stay-ahead): Stay ahead of evolving identity theft trends like phishing, deepfakes, and social media risks. Learn practical tips and how identity theft insurance can help. - [The Power of Positivity](https://www.gcbinsurance.com/blog/2024/12/13/the-power-of-positivity): Especially this time of year, but all year long as well, we hope you will join us in celebrating “The Power of Positivity.” - [Quick Tips to Protect Your Vehicle from Thieves](https://www.gcbinsurance.com/blog/2024/12/04/quick-tips-to-protect-your-vehicle-from-thieves): Practical tips to prevent car theft, from securing your keys to using deterrents. Protect your vehicle and stay ahead of thieves with the right insurance. - [Protect Your Holiday Gifts with the Right Insurance Coverage](https://www.gcbinsurance.com/blog/2024/12/04/protect-your-holiday-gifts-with-the-right-insurance-coverage): Whether you are giving or receiving a valuable gift this season, be sure to add those precious presents to your insurance policy by way of a “schedule.” - [Giving Thanks](https://www.gcbinsurance.com/blog/2024/11/18/giving-thanks): Allow us to take this opportunity to share with you the things that we are grateful for, both as a company and as individuals. - [How Major Life Events Impact Your Insurance Needs](https://www.gcbinsurance.com/blog/2024/11/12/how-major-life-events-impact-your-insurance-needs): Learn how major life events like marriage, buying a home, or having children can impact your insurance needs and why updating your coverage is essential. - [Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage](https://www.gcbinsurance.com/blog/2024/10/16/choosing-the-right-umbrella-insurance-policy-a-guide-to-extra-liability-coverage): Find out how an umbrella insurance policy can offer vital protection and extend your coverage limits beyond standard insurance. - [When Should You Call Your Agent?](https://www.gcbinsurance.com/blog/2024/10/09/when-should-you-call-your-agent): When it comes to matters relating to insurance, it’s not always as clear who you should call for assistance…or when. Should you call your agent? The insurance company itself? - [Giving the Gift of Life All Over Again](https://www.gcbinsurance.com/blog/2024/09/23/giving-the-gift-of-life-all-over-again): Each year, Lori and her team walk the annual 5k charity event hosted by Gift of Life, the LIFEWalk/Run event on Belle Isle in Detroit to support the Share Her Spirit nonprofit. - [Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road](https://www.gcbinsurance.com/blog/2024/09/09/essential-safety-gear-for-motorcyclists-a-guide-to-protection-on-the-road): It's crucial for motorcyclists to invest in proper safety gear – from helmets to high-top boots, each piece of equipment plays a vital role. - [Insurance Considerations for Newlyweds: Merging Policies and Coverage](https://www.gcbinsurance.com/blog/2024/08/06/insurance-considerations-for-newlyweds-merging-policies-and-coverage): Merging your lives also means merging your insurance policies, which can sometimes lead to gaps in coverage. Contact us today​ to review your coverage. - [The Rise of AI in Cybercrime: Protecting Your Business and Yourself](https://www.gcbinsurance.com/blog/2024/07/29/the-rise-of-ai-in-cybercrime-protecting-your-business-and-yourself): AI has become a powerful tool for cybercriminals, enabling them to execute attacks with greater precision and effectiveness. Tips to Protect Against Cybercrime - [Is Michigan Now Considered a “Catastrophic State?”](https://www.gcbinsurance.com/blog/2024/07/23/is-michigan-now-considered-a-catastrophic-state): The rise in catastrophic weather events and subsequent increase in property claims have led to higher insurance premiums for personal and commercial property. - [Avoiding Common Home Insurance Claims During Renovations](https://www.gcbinsurance.com/blog/2024/07/08/avoiding-common-home-insurance-claims-during-renovations): By adhering to a few key tips, homeowners can ensure their renovation process is not only smooth but also secure. - [Essential Fire Safety Tips for Your Home](https://www.gcbinsurance.com/blog/2024/06/05/essential-fire-safety-tips-for-your-home): Ensure home fire safety: test smoke detectors, maintain fire extinguishers, use space heaters cautiously, and utilize smart tech for early fire detection. - [Help Keep Teen Drivers Safe with Telematics](https://www.gcbinsurance.com/blog/2024/05/06/help-keep-teen-drivers-safe-with-telematics): Enhance teen driver safety with telematics: GPS, real-time monitoring & data analysis empower parents to monitor and improve driving habits effectively. - [The Essential Guide to Creating a Home Inventory: Why and How](https://www.gcbinsurance.com/blog/2024/04/01/the-essential-guide-to-creating-a-home-inventory-why-and-how): By following these tips, you can create a comprehensive inventory that not only brings peace of mind but also ensures you are well-prepared for any eventuality. - [Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims](https://www.gcbinsurance.com/blog/2024/03/05/tips-for-towing-a-boat-trailer-to-reduce-accidents-and-insurance-claims): Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of unwanted insurance claims. - [Macomb County Board of Commissioners Awards GCB Insurance Proclamation of Congratulations](https://www.gcbinsurance.com/blog/2024/02/15/macomb-county-board-of-commissioners-awards-gcb-insurance-proclamation-of-congratulations): We are honored to share the news that our agency has been presented a “Proclamation of Congratulations” by the Macomb County Board of Commissioners. - [Wall Street Journal: “What Is an Insurance Broker—and Do You Need One?”](https://www.gcbinsurance.com/blog/2024/02/14/wall-street-journal-what-is-an-insurance-broker-and-do-you-need-one): BuySide, a publication from the Wall Street Journal, recently published an article asking the headline question, “What Is an Insurance Broker—and Do You Need One?” - [Top Five Home Maintenance Tips to Protect Your Insurance Policy Against Rising Premiums](https://www.gcbinsurance.com/blog/2024/02/13/top-five-home-maintenance-tips-to-protect-your-insurance-policy-against-rising-premiums): Here are the four best and easiest ways to improve your home so that you can help mitigate rising costs and keep your coverage continuity. - [How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims](https://www.gcbinsurance.com/blog/2024/02/06/how-to-choose-the-right-contractor-for-home-improvement-projects-and-avoid-liability-claims): Starting a new home improvement project? Here are some helpful tips for choosing the right contractor for your project. - [Protect Your Home or Business From Freezing Pipes and Sprinkler Systems](https://www.gcbinsurance.com/blog/2024/01/16/protect-your-home-or-business-from-freezing-pipes-and-sprinkler-systems): Tips to prevent the pipes and sprinkler systems in your home or business from freezing, which could lead to significant damage to the property and its contents. - [Top Home Improvement Projects That Can Increase Your Home Value](https://www.gcbinsurance.com/blog/2024/01/04/top-home-improvement-projects-that-can-increase-your-home-value): These home renovations can have the biggest return on investment when you sell your home. - [Explaining the Rise in Property Insurance Premiums](https://www.gcbinsurance.com/blog/2023/12/18/explaining-the-rise-in-property-insurance-premiums): There are two drivers of cost increases that homeowners are experiencing at renewal. These economic drivers along with a third results in an imperfect trifecta. - [Celebrating the Season of Giving Back](https://www.gcbinsurance.com/blog/2023/12/14/celebrating-the-season-of-giving-back): Our agency its continuing its tradition of giving back to the community in partnership with The Macomb Charitable Foundation​'s Adopt a Family campaign. - [Preparing Your Teen Driver for Different Road Conditions and Situations](https://www.gcbinsurance.com/blog/2023/12/04/preparing-your-teen-driver-for-different-road-conditions-and-situations): Here are some tips for young drivers to help improve safety by adapting their driving to current weather and road conditions. - [How to Winterize and Properly Store Your Boat](https://www.gcbinsurance.com/blog/2023/11/07/how-to-winterize-and-properly-store-your-boat): Here are a few simple tips for properly winterizing your watercraft and storing it for the winter. - [Save Money With These Smart Home Devices That Make Your Home Safer](https://www.gcbinsurance.com/blog/2023/10/02/save-money-with-these-smart-home-devices-that-make-your-home-safer): Better safety can mean fewer insurance claims. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. - [Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer](https://www.gcbinsurance.com/blog/2023/09/12/renting-vs-owning-a-home-protect-your-property-no-matter-which-you-prefer): If you’re on the fence about renting or owning a home, here’s a helpful look at each. Remember to get the right insurance when you make your choice. - [Why We Do the Insurance Shopping for You](https://www.gcbinsurance.com/blog/2023/09/05/why-we-do-the-insurance-shopping-for-you): Three reasons we shop our clients’ and prospects’ insurance policies to multiple carriers, rather than sticking with captive agents and insurance companies​. - [Giving the Gift of Life to Share Her Spirit](https://www.gcbinsurance.com/blog/2023/09/05/giving-the-gift-of-life-to-share-her-spirit): Sometimes someone can turn a tragedy into future triumph, as our own team member Lori Brouillet has done, and a spirit lives on and endure, even saving lives. - [Defensive Driving Techniques to Avoid Accidents and Insurance Claims](https://www.gcbinsurance.com/blog/2023/08/07/defensive-driving-techniques-to-avoid-accidents-and-insurance-claims): Learn how defensive driving techniques can help keep you safe while keeping your auto insurance rates low. - [Q&A with Gompers, Cornish & Barr Vice President Jim Barr](https://www.gcbinsurance.com/blog/2023/07/27/q-a-with-gompers-cornish-barr-vice-president-jim-barr): We recently sat down with Vice President Jim Barr to discuss the strategy the agency is pursuing to grow locally and strengthen its ties to the community. - [What to Look for When Buying a House to Avoid Unnecessary Insurance Claims](https://www.gcbinsurance.com/blog/2023/07/07/what-to-look-for-when-buying-a-house-to-avoid-unnecessary-insurance-claims): Don’t forget to check these things while house hunting, which could lead to avoidable insurance claims should you become the new owner. - [GCB’s Commitment to the Community](https://www.gcbinsurance.com/blog/2023/06/21/gcb-s-commitment-to-the-community): Our leadership has consistently maintained the difference it can make when we as individuals truly get to know the community we are serving, both as professionals and each of us personally. - [Benefits of Safe Driving Apps](https://www.gcbinsurance.com/blog/2023/06/02/benefits-of-safe-driving-apps): If you demonstrate that you are a safe driver, you may be rewarded with a discount on your auto insurance rates. - [Why You Should Bundle Your Home and Auto Insurance](https://www.gcbinsurance.com/blog/2023/05/17/why-you-should-bundle-your-home-and-auto-insurance): Many wonder what “bundling” specifically means and whether it’s truly in their best interests to bundle all of their insurance coverages with a single carrier. - [4 Water-Saving Tips for Your Garden](https://www.gcbinsurance.com/blog/2023/05/05/4-water-saving-tips-for-your-garden): Save time, water, and money with these 4 water-saving tips for your garden. - [The Importance of Uninsured and Underinsured Motorist Coverage](https://www.gcbinsurance.com/blog/2023/04/07/the-importance-of-uninsured-and-underinsured-motorist-coverage): Uninsured and underinsured motorist insurance can help protect you when the other party has no auto insurance or doesn’t have enough to cover damages. - [What’s Driving Inflation in Commercial Insurance?](https://www.gcbinsurance.com/blog/2023/03/10/what-s-driving-inflation-in-commercial-insurance): Commercial insurance markets are experiencing inflation with many different drivers — some intuitive and predictable, with others less reported upon. - [Keep Your Home Safe While on Vacation](https://www.gcbinsurance.com/blog/2023/03/03/keep-your-home-safe-while-on-vacation): Whenever you’re getting away for a vacation, it’s important to ensure your home is safe. These tips can help prevent break-ins, fires, and water damage. - [Who Needs Life Insurance and How Much Do You Need?](https://www.gcbinsurance.com/blog/2023/02/03/who-needs-life-insurance-and-how-much-do-you-need): Learn the basics about life insurance, so you can decide if it’s the right protection for you and your loved ones. - [Family Emergency Preparedness Checklist](https://www.gcbinsurance.com/blog/2023/01/06/family-emergency-preparedness-checklist): Create a safety plan and help prepare your family for an emergency with this helpful checklist. - [Don’t Forget to Insure Those Precious Holiday Gifts!](https://www.gcbinsurance.com/blog/2022/12/16/don-t-forget-to-insure-those-precious-holiday-gifts): Whether you are on the giving or receiving end of a valuable gift this season, be sure to add those precious presents to your insurance policy by way of a schedule — perhaps otherwise known as a “nice list” this time of year. - [Year-End Checklist to Reduce Commercial Insurance Costs](https://www.gcbinsurance.com/blog/2022/12/15/year-end-checklist-to-reduce-commercial-insurance-costs): With a renewal likely in your company’s future, here is a round-up of recommendations we have made this past year, along with some “New Year’s Resolutions” to consider in order to counter rising costs in 2023. - [What to Check Before Buying a Used Car](https://www.gcbinsurance.com/blog/2022/12/02/what-to-check-before-buying-a-used-car): Whether you're buying a car online or in person, it is important to assess the condition – both mechanical and cosmetic. Here are some common items to check. - [Should I Notify My Insurance Company About a New Puppy?](https://www.gcbinsurance.com/blog/2022/11/04/should-i-notify-my-insurance-company-about-a-new-puppy): Are you bringing a new dog into your home? Double check your insurance coverage to make sure you have the proper protection. - [How to Lower Your Workers Compensation Costs](https://www.gcbinsurance.com/blog/2022/11/02/how-to-lower-your-workers-compensation-costs): Here are four ways we counsel employers on how to curtail or offset the lost productivity and high costs of workers compensation claims. - [The Four Biggest Mistakes People Make When Insuring Their Homes](https://www.gcbinsurance.com/blog/2022/11/01/the-four-biggest-mistakes-people-make-when-insuring-their-homes): Here are the most common mistakes we see people making when insuring their homes. - [Gompers, Cornish & Barr Celebrates 60th Anniversary](https://www.gcbinsurance.com/blog/2022/10/28/gompers-cornish-barr-celebrates-60th-anniversary): Gompers, Cornish & Barr is celebrating 60 years in business in 2022, having grown from humble beginnings to become one of few remaining mid-sized privately owned independent insurance agencies in Michigan today. - [How to Choose the Right Smart Security Camera](https://www.gcbinsurance.com/blog/2022/10/07/how-to-choose-the-right-smart-security-camera): A security camera can help protect your property, but with all the options, it can be tough to figure out which smart security camera is right for you. - [Competing for Talent Is a Whole New Ball Game](https://www.gcbinsurance.com/blog/2022/09/29/competing-for-talent-is-a-whole-new-ball-game): While it’s completely understandable to modernize recruiting and retention strategies to compete for talent, there are important considerations to explore... - [Five Ways to Save Money on Home and Auto Insurance](https://www.gcbinsurance.com/blog/2022/09/20/five-ways-to-save-money-on-home-and-auto-insurance): Here are five surefire ways policyholders can lower the costs of insuring their homes and automobiles: - [Things to Know When Shopping for Home and Auto Insurance](https://www.gcbinsurance.com/blog/2022/09/02/things-to-know-when-shopping-for-home-and-auto-insurance): If you’re shopping for home or auto insurance, you may find the process confusing. Here are five things you should know when considering options. - [How to Keep Your Insurance on Pace with Inflation](https://www.gcbinsurance.com/blog/2022/08/19/how-to-keep-your-insurance-on-pace-with-inflation): Commercial property policies are feeling the impact of inflation, as costs continue to soar for everything from labor and materials to supplies and transportation. - [Grill Safely With These Outdoor Cooking Tips](https://www.gcbinsurance.com/blog/2022/08/05/grill-safely-with-these-outdoor-cooking-tips): Grilling food is a fun pastime. Stay safe this grilling season with these outdoor cooking tips. - [Replacement Cost vs. Market Value](https://www.gcbinsurance.com/blog/2022/08/03/replacement-cost-vs-market-value): When insuring your home, it’s important to understand the difference between two distinct coverage terms: replacement cost and market value. - [Simple Household Pest Control Methods](https://www.gcbinsurance.com/blog/2022/07/08/simple-household-pest-control-methods): If pest activity is common in your area, it is important to take steps to prevent them from infesting your home. We've got some tips that can help you. - [Loaning Someone Your Car? Think Twice and Double Check.](https://www.gcbinsurance.com/blog/2022/06/20/loaning-someone-your-car-think-twice-and-double-check): Permissive use explanation - what to know if you lend someone your car. - [The Increasing Costs of Distracted Driving](https://www.gcbinsurance.com/blog/2022/06/10/the-increasing-costs-of-distracted-driving): Telematics is a field of technology that is working to lower the number of traffic accidents and combat the rising costs associated with distracted driving. - [How Is Inflation Affecting Your Insurance?](https://www.gcbinsurance.com/blog/2022/05/09/how-is-inflation-affecting-your-insurance): If your business would be so unfortunate as to have a significant loss today—under this current inflationary climate—you could find yourself significantly underinsured from a replacement cost standpoint. - [Commonly Overlooked Spring Cleaning Tasks](https://www.gcbinsurance.com/blog/2022/04/01/commonly-overlooked-spring-cleaning-tasks): Here are some common spring cleaning tasks homeowners forget so you can add them to your to-do list to ensure you don't miss anything important. - [Auto Insurance Refunds on the Way](https://www.gcbinsurance.com/blog/2022/03/29/auto-insurance-refunds-on-the-way): Michigan auto insurance policyholders are expecting refunds via check or direct deposit as the result of auto insurance reform in Michigan. - [COVID’s Lingering Effects on the Workplace](https://www.gcbinsurance.com/blog/2022/03/23/covid-s-lingering-effects-on-the-workplace): Workers' compensation policy providers are grappling with confusion and hardship for employers trying to navigate the legality and liability issues of COVID. - [Upgrading Your Windows - How to Choose What's Best for Your House](https://www.gcbinsurance.com/blog/2022/03/04/upgrading-your-windows-how-to-choose-what-s-best-for-your-house): Windows can make a big difference in the value of your home, so when it comes time to choose what to install, be sure you know about all your options. - [What If the Next Cyber Attack Is Yours?](https://www.gcbinsurance.com/blog/2022/03/03/what-if-the-next-cyber-attack-is-yours): Cyber crimes are on the rise and can happen to anyone. As a result, insurance premiums rising fast. Here are tips for protecting your assets and lowering costs. - [Tips for Saving Money on Heating and Cooling Your Home](https://www.gcbinsurance.com/blog/2022/02/04/tips-for-saving-money-on-heating-and-cooling-your-home): Heating and air conditioning use a lot of energy and can be expensive. Here are some ways save money on your utility bills. - [How to Evaluate and Choose Energy-Efficient Appliances](https://www.gcbinsurance.com/blog/2022/01/07/how-to-evaluate-and-choose-energy-efficient-appliances): When shopping for appliances, it's easy to get overwhelmed. Follow these steps to find the right energy-efficient appliances for your needs and in your budget. - [How to Reverse the Rising Costs of Doing Business in the Return-to-Work Transition](https://www.gcbinsurance.com/blog/2021/12/14/how-to-reverse-the-rising-costs-of-doing-business-in-the-return-to-work-transition): As employees increasingly report a preference for flexible work environments and remote-work, EPLI policies should be reviewed for exclusions, claims incidence and premium increases - [How to Choose Smoke and Carbon Monoxide Detectors](https://www.gcbinsurance.com/blog/2021/12/03/how-to-choose-smoke-and-carbon-monoxide-detectors): Smoke and carbon monoxide detectors are essential for any home. Check out our tips on how to choose the right ones for your home. - [How to Make a Fire Safety Plan](https://www.gcbinsurance.com/blog/2021/11/05/how-to-make-a-fire-safety-plan): No one likes to think about the possibility of a fire in their home, but having a fire safety plan can make all the difference if it does happen. - [How to Decide If Solar Panels Are Right for Your Home](https://www.gcbinsurance.com/blog/2021/10/01/how-to-decide-if-solar-panels-are-right-for-your-home): Solar panels can provide clean energy for your home, save money on energy costs, and help the environment. Check out our tips on how to go solar. - [How Independent Agents Are Different from Captive Agents](https://www.gcbinsurance.com/blog/2021/09/03/how-independent-agents-are-different-from-captive-agents): Independent agents and captive agents can both help you get insurance, but independent agents can shop a wider variety of companies and policies for you. - [Benefits of Using a Dash Cam](https://www.gcbinsurance.com/blog/2021/08/06/benefits-of-using-a-dash-cam) - [Swimming Safety: 10 Tips for Summer](https://www.gcbinsurance.com/blog/2021/07/02/swimming-safety-10-tips-for-summer) - [Why You May Need Personal Offense Coverage](https://www.gcbinsurance.com/blog/2021/06/04/why-you-may-need-personal-offense-coverage) - [Inexpensive Fixes for a Safer Home](https://www.gcbinsurance.com/blog/2021/05/07/inexpensive-fixes-for-a-safer-home) - [Why a basic Homeowners policy isn’t always enough](https://www.gcbinsurance.com/blog/2021/04/02/why-a-basic-homeowners-policy-isn-t-always-enough) - [10 Tips to Help Prevent Identity Theft](https://www.gcbinsurance.com/blog/2021/03/05/10-tips-to-help-prevent-identity-theft) - [Own a home? Here are two policy options you should know about](https://www.gcbinsurance.com/blog/2021/02/05/own-a-home-here-are-two-policy-options-you-should-know-about) - [Porch Safety: Should You Leave the Lights On?](https://www.gcbinsurance.com/blog/2021/01/08/porch-safety-should-you-leave-the-lights-on) - [Don’t Delay — Start Thinking About Winterizing Your RV Today](https://www.gcbinsurance.com/blog/2020/12/04/dont-delay-start-thinking-about-winterizing-your-rv-today) - [10 Things to do to Prepare Your Home for Fall](https://www.gcbinsurance.com/blog/2020/11/06/10-things-to-do-to-prepare-your-home-for-fall) - [It’s Back-to-School Time — Is Your House Ready?](https://www.gcbinsurance.com/blog/2020/10/02/its-back-to-school-time-is-your-house-ready) - [Tips for Power Tool Safety](https://www.gcbinsurance.com/blog/2020/09/04/tips-for-power-tool-safety) - [What is water backup coverage and why is it important?](https://www.gcbinsurance.com/blog/2020/08/07/what-is-water-backup-coverage-and-why-is-it-important) - [How to Update your Home — Without Spending Thousands](https://www.gcbinsurance.com/blog/2020/07/10/how-to-update-your-home-without-spending-thousands) - [I Just Bought a New Car. What Insurance Coverage Do I Need?](https://www.gcbinsurance.com/blog/2020/06/05/i-just-bought-a-new-car-what-insurance-coverage-do-i-need) - [Keep Your Pets Safe in a Disaster](https://www.gcbinsurance.com/blog/2020/05/01/keep-your-pets-safe-in-a-disaster) - [Why You Need Service Line Coverage](https://www.gcbinsurance.com/blog/2020/04/03/why-you-need-service-line-coverage) - [What to Consider When Choosing Auto Insurance](https://www.gcbinsurance.com/blog/2020/03/06/what-to-consider-when-choosing-auto-insurance) - [5 Carbon Monoxide Safety Tips](https://www.gcbinsurance.com/blog/2020/02/07/5-carbon-monoxide-safety-tips) - [When Roadside Assistance Isn’t Enough](https://www.gcbinsurance.com/blog/2020/01/03/when-roadside-assistance-isnt-enough) - [How to Protect Your Classic Car](https://www.gcbinsurance.com/blog/2019/12/06/how-to-protect-your-classic-car) - [Why You Might Want to Live Like a Minimalist](https://www.gcbinsurance.com/blog/2019/11/01/why-you-might-want-to-live-like-a-minimalist) - [What Car Drivers Need to Know about Motorcycles](https://www.gcbinsurance.com/blog/2019/10/04/what-car-drivers-need-to-know-about-motorcycles) - [Five Tips to (Finally) Get your Garage Organized](https://www.gcbinsurance.com/blog/2019/09/05/five-tips-to-finally-get-your-garage-organized)