--- title: Gompers, Cornish & Barr Blog description: Read Gompers, Cornish & Barr blog for helpful information and tips about all things insurance. --- # THE GCB INSURANCE BLOG ## Tips and guidance to maximize coverage and minimize costs related to personal and commercial lines of insurance. * * * [**Replacement Cost vs. Market Value** — **Understanding How Coverage is Calculated on Your Homeowner’s Policy** — **By Lauren Dallas, Personal Lines Manager** — When insuring your home, it’s important to understand the difference between two distinct coverage terms: replacement cost and market value. — While the distinction may seem nuanced to… — Aug 3, 2022](/blog/2022/replacement-cost-vs-market-value) [**Simple Household Pest Control Methods** — No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent them from infesting your home. Try these tips to help keep pests at bay over the… — Jul 8, 2022](/blog/2022/simple-household-pest-control-methods) [**Loaning Someone Your Car? Think Twice and Double Check.** — **A Cautionary Tale on the Concept of “Permissive Use”** — **By Lauren Dallas, Personal Lines Manager** — Most certainly you’d have the best of intentions. A friend in need comes seeking help in a time of distress. An unexpected and unforeseen set of circumstances leaves her without a car for an extended… — Jun 20, 2022](/blog/2022/loaning-someone-your-car-think-twice-and-double-check) [**The Increasing Costs of Distracted Driving** — **How Companies Can Lower Expenses and Injuries Using Telematics to Improve Driver Safety in their Fleets** — **By James Barr, Vice President** — Distracted driving contributed to 14,236 vehicle collisions in 2020, according to Michigan Traffic Crash Facts — 48 of which resulted in a fatality. While these… — Jun 10, 2022](/blog/2022/the-increasing-costs-of-distracted-driving) [**How Is Inflation Affecting Your Insurance?** — — **The Cost of Everything is Going Up, Potentially Leaving You Underinsured** — — **By James Barr, Vice President** — Everywhere we look, we see news about the impact inflation is having on the costs of goods and services. The insurance industry is certainly not immune, and neither are the businesses… — May 9, 2022](/blog/2022/how-is-inflation-affecting-your-insurance) [**Commonly Overlooked Spring Cleaning Tasks** — Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While it's easy to identify many tasks that need to be done, there are some jobs that… — Apr 1, 2022](/blog/2022/commonly-overlooked-spring-cleaning-tasks) [**Auto Insurance Refunds on the Way** — **What to Know about the MCCA Surplus and Refunds** — **By Lauren Dallas, Personal Lines Manager** — As you may have heard, Michigan auto insurance policyholders are expecting refunds via check or direct deposit as the result of auto insurance reform in Michigan. To help Michiganders better understand how… — Mar 29, 2022](/blog/2022/auto-insurance-refunds-on-the-way) [**COVID’s Lingering Effects on the Workplace** — — — **Complications Arise for Employers and their Workers’ Compensation Insurers** — **By James Barr, Vice President** — An employee contracts COVID and is out of work for an extended period of time. Does that employee have a workers' compensation claim? — What if, heaven forbid, an employee passes COVID… — Mar 23, 2022](/blog/2022/covid-s-lingering-effects-on-the-workplace) [**Upgrading Your Windows - How to Choose What's Best for Your House** — You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from, so it is important to evaluate your choices carefully. Here's what you need to… — Mar 4, 2022](/blog/2022/upgrading-your-windows-how-to-choose-what-s-best-for-your-house) [**What If the Next Cyber Attack Is Yours?** — **With Cyber Criminals Getting More Sophisticated, Both the Cost and Importance of Cyber Liability Insurance is Increasing** — **By James Barr, Vice President** — The bad news: The number of data breaches in 2021 dwarfed what the prior year saw. — Worse news: As the number of attacks continues to increase,… — Mar 3, 2022](/blog/2022/what-if-the-next-cyber-attack-is-yours) * * * - [1](/blog.md) - [2](/blog.md/page-2) - [3](/blog.md/page-3) - [4](/blog.md/page-4) - [5](/blog.md/page-5) - [6](/blog.md/page-6) - [7](/blog.md/page-7) - [8](/blog.md/page-8) - [9](/blog.md/page-9) - [10](/blog.md/page-10) - [11](/blog.md/page-11) - [12](/blog.md/page-12) - [13](/blog.md/page-13) - [14](/blog.md/page-14) - [15](/blog.md/page-15) **Start your quote online or contact our office to find out how we can help you find a policy that fits your needs.** [Start Your Quote](/quotes) [Contact Us](/contact)